Earn 2% cash back* on every purchase with the PayPal Cashback Mastercard®.
Shop anywhere Mastercard is accepted and earn cash back on every purchase. Plus, enjoy the added bonus of no annual fee.**
Apply Now†You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.
Already have this card? Discover the benefits of the PayPal Cashback Mastercard
Earning cash back is as easy as 1,2,3.
Shop Anywhere
Use your PayPal Cashback Mastercard everywhere Mastercard is accepted and when checking out with PayPal.
Earn 2% Cash Back
With no exceptions, purchase restrictions, or rotating categories, earn cash back on every purchase.
Redeem Anytime
Your Cash Rewards never expire, so you can redeem them right to your PayPal balance*** whenever you want–no minimum required.
Watch your cash back add up.
For illustrative purposes only.
Enjoy peace of mind with Mastercard benefits.
Identity Theft ProtectionTM
From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you 24/7.
Microchip technology
EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.
Contactless Payment
Check out without your card ever leaving your hand. Just Tap & Go® wherever you see the universal Contactless Symbol.
Get a credit decision in seconds and start earning 2% cash back on every purchase.
Apply Now†
You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now," you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.
*Purchases subject to credit approval. See Rewards Program Terms for details. To earn Cash Rewards, you must have an open account with PayPal in good standing to which your Card Account is linked. If your account with PayPal is closed for any reason, or if your Card Account is no longer linked to your account with PayPal, your Card Account will be closed and any Cash Rewards earned, but not redeemed, will be forfeited.
**For New Accounts: Variable Purchase APR is 19.99%, 23.99% or 26.99%. The APRs are accurate as of 3/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00 for all types of cards in any billing cycle in which you owe interest.
†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
***Important information on redeeming Cash Rewards to your PayPal balance: You need to have a PayPal Cash or PayPal Cash Plus account to have a balance. If you do not have one of those accounts, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
The benefits and services as further described in the Mastercard Guide to Benefits are provided solely by Mastercard International Incorporated. PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.
The Contactless Indicator mark and Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
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