Turn your everyday purchases into 2% cash back* with the PayPal Cashback Mastercard®.

Earn Cash Rewards every time you buy – all while enjoying No Annual Fee.1 Simply shop, earn and redeem.

Apply Now†

You must have an account with PayPal in order to apply for a PayPal Cashback Mastercard account. When you click "Apply Now", you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.


No stress – just cash back.*

Shop Everywhere

Use your PayPal Cashback Mastercard to shop everywhere Mastercard is accepted. No purchase restrictions.

Earn Cash Rewards

Get 2% cash back* every day, every purchase, every time you use your card. No exceptions. No rotating categories to keep track of.

Redeem Anytime

Redeem Cash Rewards right to your PayPal balance** -- start enjoying your rewards today! No redemption threshold.

Ordinary purchases. Extraordinary rewards.

You deserve rewards for everything you buy. That's why we don't limit Cash Rewards to purchase categories or make you wait to redeem your cash back. From travel vouchers and retail to restaurants and hobbies, you can earn 2% cash back* almost anywhere and redeem your Cash Rewards whenever you want.

You can relax and enjoy. You're getting Mastercard benefits.

ID Theft ProtectionTM

Identity theft hurts, but Mastercard can help—for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you, 24/7.

Microchip technology

EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.

Get rewarded for every purchase.

The ways you can use your PayPal Cashback Mastercard and earn Cash Rewards are almost endless.

Get a credit decision in seconds.

Start earning 2% cash back* on every purchase.

Apply Now†