Subject to credit approval.
PayPal Credit
Buy now and pay over time.
Shop with PayPal Credit anywhere PayPal is accepted.
Purchases of $99 or more:
Get No Interest if paid in full in 6 months on purchases of $99 or more.
Purchases of $98.99 or less:
Buy now and pay over time with PayPal Credit when you spend $98.99 or less.
About PayPal Credit
Shop with PayPal Credit’s digital, reusable credit line at millions online stores where PayPal is accepted.
Flexible payment options
Pay now, or buy now and pay over time. You decide what's best for you.
Special financing all day, every day
6 months special financing isn’t an intro offer. It’s an everyday benefit. You can pay over time any time.
Easy, fast checkout
There are no card numbers or expiration dates to enter, so you can complete purchases in just a few clicks.
Purchase Protection
If your purchase doesn’t match the exact description or doesn’t arrive at all, PayPal can refund the full price, plus the original shipping costs. See terms and limitations.
Additional information
- If approved, we start you off with a minimum credit line of at least $250.
- For New Accounts: Variable Purchase APR is 28.49%. The APR is accurate as of 3/1/2023 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
- If you miss a payment your late fee could be up to $41, even less if it's your first time.
Click here to apply for PayPal Credit and view the Terms and Conditions.
PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges.
Join the millions around the world who love PayPal
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