Boost your cash flow with a $5,000 business loan.
For a limited time, sign up for a PayPal Business account, process $50,000 in payments, and get pre-selected for a $5,000 business loan, with no credit check. Terms and conditions apply.*Sign Up with PayPal
Questions? Call 1-855-787-4321.
Sign up for a first-time PayPal Business account and start processing within 60 days.
Process at least $50,000 in payments and apply for PayPal Working Capital within 240 days.
If approved, your funds will be deposited into your PayPal account automatically.
Jumpstart your business with PayPal Working Capital.
No credit check required
There's no credit check or personal guarantee required, and it does not affect your credit score.
Pay one affordable fixed fee
Say goodbye to periodic interest – all you pay is one affordable fixed fee you know about upfront.
You automatically repay with a percentage of your sales.** Repayments simply get deducted at the time of each sale.
|Application time:||5 minutes||20 minutes||Hours|
|Total funding time:||< 1 minute||1 week||1 week|
|Pay with a share of your sales:**||✔||X
|Single, fixed fee:||✔||X
|Personal Guarantee (PG):||No||Yes||Yes|
Source: PayPal competitive analysis, based on common industry practices
Accept all payment forms
Our checkout button lets customers pay with credit cards, debit cards, PayPal, and PayPal Credit.***
Do business almost anywhere
With our mobile app, you can send invoices, manage transactions, and more – all from your phone.
Take payments in person
Our card reader accepts all forms of payments so you can get sales on the go.
By offering more payment options at checkout, PayPal can help increase your sales conversion by up to 44%.****
Start processing payments with PayPal now.
The sooner you begin, the closer you’ll be to successfully growing your business.Sign Up Today
You’re one step closer to applying for a $5,000 business loan.*
*This promotion (pre-selection for a $5,000 PayPal Working Capital business loan) is only for new PayPal business customers who opt into the promotion. To qualify for this promotion, your business must open a first-time U.S. PayPal business account; begin processing sales within 60 days, process between $50,000 and $10 million in PayPal sales within 240 days of opening the PayPal account; and apply, be approved, and accept PayPal Working Capital between 90 and 240 days of opening the PayPal business account. Only one loan may be funded under the terms of the promotion; however, subject to lender approval, you may be eligible for PayPal Working Capital outside of this promotion. To be eligible to apply for PayPal Working Capital outside of this promotion, your business must have a PayPal business or premier account for at least 90 days and process between $15,000 (or for premier accounts $20,000) and $10 million in PayPal sales within those 90 days or within any time period less than or equal to 12 months. Only one PayPal Working Capital loan may be open at one time on any account. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, and PayPal Here. PayPal Working Capital is subject to approval, as determined by the lender, WebBank, member FDIC.