PayPal Commerce Platform

Accelerate growth

Are you looking to expand into new global markets? Do you want to deepen relationships with your customers? Or are you looking for funding to explore new opportunities? No matter what you need to grow, the PayPal Commerce Platform has the tools you need to help.

Now you can access critical funding, drive sales and conversion with shopper insights, and connect easily with new marketplaces. It’s growth, accelerated.

Talk to an account specialist to get started, 1-855-456-1330.

Financing options

Access to operating cash is essential for smooth operations. The PayPal Commerce Platform makes it easy to apply for the funds you need. Choose from different financing and repayment options to fit your business needs.

  • PayPal Working Capital1

    Based primarily on your PayPal account history, a PayPal Working Capital business loan doesn't require a credit check. To make managing cash flow easier, these fixed-fee loans are automatically repaid with a percentage of each PayPal sale.2

    Learn More
  • PayPal Business Loan3

    Finance your business needs with a term loan based on the full picture of your business. With a PayPal Business Loan, regular weekly payments are made automatically so you’ll always know what to expect.

    Learn More
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Buy now, pay later options

Help grow sales and customer loyalty by letting customers know they can pay later, while you get paid up front. Simply add PayPal pay later messaging to your website for Pay in 4, an interest-free installment solution, and PayPal Credit.4

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Store Cash

Maybe your customer was interested in making a purchase but backed off at the last second. Don’t lose PayPal customers that didn’t complete their purchase. Offer them an incentive instead. It’s easy to launch a Store Cash campaign and delight your customers with an unexpected discount that helps close a sale.

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Insights & optimizations

You can sell smarter when you understand your customers and how they shop. Get shopper insights to optimize your site and improve your marketing and retargeting capabilities.

Sell on marketplaces

Your merchant servicing portal lets you sell on multiple marketplaces easily. Connect with shoppers and marketplaces around the globe and help accelerate your growth plans.

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Cart Recovery

Our proactive tools help you reduce cart abandonment. Cart Recovery lets you send notifications to shoppers who left before purchasing their cart. Help drive return visits and complete the sales you’ve been missing.

Explore more

How to get a small business loan. Read Article

21 expert tips for how to succeed in international sales. Read Article

Business line of credit: What every entrepreneur should know. Read Article

Built for you,
no matter what your size

Whether you’re a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers what you need to run your business and help it grow.

Businesses Illustrative yellow hand around globe and connected dots. Get up and running quickly with simple setup and sophisticated, yet easy-to-use tools. All designed to give you more time to help expand your business online, in person, and around the world.

Enterprises Illustrative blue hand around globe with green arrow. For you, the platform provides innovative payment options designed to help give you a competitive edge and to help you grow. It’s a comprehensive, flexible, and secure solution.

Platforms & Marketplaces Illustrative purple hand around globe with a blue eye in the center. Our partnerships with leading solution providers let us offer easy-to-implement payment solutions that both platforms and marketplaces can bring to their merchants.

Developers Illustrative red hand around globe with grey and blue gears. PayPal is an easy way to integrate some of today’s most popular payment methods. We invite you to explore our complete set of developer docs and resources to help you learn, experiment, test, and integrate.

1 Subject to eligibility and credit approval, as determined by the lender WebBank, Member FDIC. To apply for PayPal Working Capital, a business must have a PayPal business or premier account for at least 90 days and process $15,000 (or for premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.

2 Minimum payment required every 90 days. See Terms and Conditions for details.

3 The lender for PayPal Business Loan is WebBank, Member FDIC.

4 PayPal Credit is subject to consumer credit approval.

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