Send money with PayPal Credit.

Need to pay a friend back? You can send money in a few clicks
using your credit line with PayPal Credit.
When you use PayPal Credit to send money in US dollars (USD) PayPal charges you a flat fee of 2.9%
+ $.30 USD per transaction is included with your payment total.
This is the same fee you pay when you use a debit or a credit card to send money through PayPal.

Here’s how easy it is:

  • Log into your account at, select “Pay or send money” and choose whether you’re paying for goods or services or sending money to friends and family
  • Enter the recipient’s email address, mobile number or name and click “Next”
  • Enter the amount and click “Continue”
  • Click “Change Payment Method” to select PayPal Credit if it’s not already set, confirm your payment details and click “Send Money Now”

We’ll keep your financial information secure and private, and your transaction will appear on your monthly PayPal Credit statement. The recipient can access the money once you complete the payment.

Note: PayPal Credit promotional financing offers do not apply to send money transactions.

Have additional questions about PayPal Credit?

Visit FAQs