What's the difference between friends and family or goods and services payments?

You can send money to friends and family or pay for goods and services in the Send & Request tab at the top of the PayPal page.

If you’re sending a personal payment, payment types include:

  • Send to a friend - used when sending money to a friend or family member.
  • Paying for an item or service - Use this payment type when buying an item or service from someone. When you make a purchase, the seller pays a small fee to receive your money.
  • Send to friends abroad - used when sending money to friends and family across the globe.
  • Send a digital gift card - used to send a gift card that can be personalized with a message.
You can make a personal payment to anyone in the U.S. for free. Just make sure that you pay for the entire payment using your bank account or, if you have a PayPal Cash account or PayPal Cash Plus account, your balance. There is a small charge for payments made with a debit or credit card.

Note: We’re currently unable to allow personal payments to or from India.