How do I pay with Discover Cashback Bonus® or Miles on PayPal?

Through our Pay with Rewards program, you can now opt in to pay with your Discover Cashback Bonus® or Miles for eligible purchases at millions of online stores that accept PayPal.

How do I link my Discover Cashback Bonus® or Miles to PayPal?

Add your Discover card to PayPal if you haven’t done so. Then link your Cashback Bonus® or Miles following the steps below:
  1. Go to your Wallet.
  2. Click Link your Cashback Bonus® under the card that you want to enroll for rewards.
  3. Click Get started.
  4. Click Agree and Link.
Once done, you’ll see your available reward balance and an option to pay with rewards for eligible purchases when you check out with PayPal. You can choose the amount of rewards to apply to a given payment.

Additionally, if you set your Discover card as preferred payment method, you can receive cash back rewards on PayPal purchases.

To unlink your Cashback Bonus® or Miles from PayPal, just click Details on your card page and then Stop Using Cashback Bonus® with PayPal.

Why can’t I see the option to use Discover Cashback Bonus or Miles while paying with PayPal?

Here are some possible reasons:
  • The Pay with Rewards program is currently not yet available for all merchants and all payment types, including Send Money, recurring payments, Billing Agreements, and in-store transactions.
  • Your current reward balance is zero. Once you accumulate reward balance with Discover, you’ll see it again at checkout or in your Wallet.
  • You might have opted out from Cashback Bonus® or Miles. Check the linking status in your Wallet, and follow the steps above to re-link if needed.
  • If you don't see an option to link your Cashback Bonus® or Miles, please try removing and adding your Discover card again.

What if I don't have enough Cashback Bonus or Miles to pay for my order?

If you don't have enough Cashback Bonus® or Miles to cover your order, any remaining amount will be charged to the same Discover card from which the rewards were applied. You won’t be able to select any other payment option nor combine rewards from other programs if you use your Cashback Bonus® or Miles in this transaction.

Learn more about our Pay with Rewards program in PayPal terms and conditions and Discover terms and conditions.