What payment methods can I accept with PayPal powered by Braintree?

You can accept the following card types as long as the card does not require a PIN or password:

  • Visa
  • MasterCard
  • American Express
  • Discover
  • JCB
  • Diner's
If you process less than $1 million in annual volume on American Express, you can use our aggregated AmEx account. This is the easiest way to accept AmEx and is enabled on your account by default, but it's important to note that you will have less flexibility with your descriptors.

Regardless of the currency of your customer's bank account, they should be able to purchase from you. If the transaction is on a credit or debit card, it will be processed in your presentment currency. The customer's bank will convert the charge to the customer's base currency. Some customers may be charged a conversion fee by their bank.

Debit Cards
When processing payments online, credit and debit cards are handled the same, as long as they are issued by a major card brand. Because PINs cannot be accepted online, debit cards will always be run as credit.
  • Certain types of pre-paid and special use (FSA, P-Card) cards may be restricted even if they are issued under a major card brand due to restrictions under the terms of the card.
Your merchant account will be enabled to seamlessly accept PayPal in additional to credit cards with one integration, all while allowing your customers to stay on your website's checkout page. Customers will click a PayPal button—designed exclusively for Braintree merchants—and they’ll be prompted to enter their PayPal credentials in a new window or lightbox.

Most European merchants settling in USD, GBP, EUR, or CHF can accept UnionPay credit and debit cards.