What is the PayPal Business Debit Mastercard®?

The PayPal Business Debit Mastercard is a debit card linked to your PayPal account available for Business account holders. With the PayPal Business Debit Mastercard you can do the following:

  • Access money with your U.S. PayPal account instantly.
  • Withdraw funds from your PayPal account or check your balance at any Cirrus/Maestro ATM.
  • Pay with PayPal wherever you see the Mastercard logo.
  • Earn 1% Cash Back on signature purchases when you sign up for the Cash Back program.
  • Receive protection against unauthorized payments sent from your account with Mastercard Zero Liability2.
  • If you are approved, it usually takes seven to ten business days to receive your PayPal Business Debit Mastercard in the mail.
  • If your application for a PayPal Debit Mastercard is denied, you can reapply after 30 days.
  • Once you have received and activated the PayPal Business Debit Mastercard, you can enroll in 1% cash back using the following link: https://www.paypal.com/myaccount/debit-card/enroll-cashback.
The PayPal Debit Mastercard is only available in the U.S., but it can be used overseas. For additional foreign transaction fees, please refer to the PayPal Business Debit Mastercard Cardholder Agreement.

If you have a personal account you can apply for the PayPal Cash Card.