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What is PayPal Smart Connect and where can I use it?

PayPal Smart Connect® is a personal line of credit that allows you to make monthly payments on PayPal purchases, so you can shop now and pay later. The amount you can spend using PayPal Smart Connect depends on your approved credit limit. 

You can use PayPal Smart Connect anywhere PayPal is accepted.

You can't use PayPal Smart Connect to:

  • Recover a negative PayPal balance
  • Pay for recurring payments, subscriptions, or automatic payments on sites that don't accept PayPal

To contact PayPal Smart Connect, please call 866-571-3012 Mon-Sat from 4am - 10pm PT, Sun from 7am - 7pm PT.

Looking for Connect by PayPal - a new fast and easy way to checkout? Learn more here.

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