Customer Support

Help Center > PayPal Credit/Billing and Payments > How is my PayPal Credit minimum payment due calculated?

Ask the Community

Find answers or join the conversation in the Community Help Forum.

How is my PayPal Credit minimum payment due calculated?

Your minimum payment due each month will be the greatest of the following amounts:

(A) $25
(B) $35 (if you didn’t pay the minimum payment due required in one of your 6 previous billing cycles)
(C) 3.0% of the total balance of your account (excluding balances for purchases or cash advances with promotional financing that haven’t yet expired as of the last day of your billing cycle)
(D) 1.0% of the total balance on your account (excluding balances for purchases or cash advances with promotional financing that hadn’t expired as of the last day of your billing cycle) plus any interest, late fees, or other fees charged during your billing cycle

Your minimum payment is rounded down to the nearest whole dollar.
 

We’re sorry, the page you’re looking for is no longer available. Please try your search again in our Help Center if you have a question or want to contact us.
Did this help?YesNoThank you for your feedback.