Backup payment method information
- If your PayPal account balance does not have sufficient funds to complete the transaction you can choose a backup funding source to complete the purchase.
- To use a bank account as your backup payment method, link a credit or debit card to your PayPal account
- Your maximum backup funding limit is the same as the daily spending limit on your PayPal Debit MasterCard®.
- You can change or remove your PayPal Debit MasterCard's® backup payment source if the payment source is not currently being used to make a payment.
- While funds are in process from your backup source that portion of the backup limit will not be available.
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What is my backup payment method?When you don’t have enough money in your PayPal balance to pay for something, you can choose how you want to pay. When you choose your payment method, you can also choose a backup payment method. If your payment can’t be completed using the payment method you choose, How do I change my backup payment method?A backup payment method allows you to send a payment even if you don’t have enough money in your PayPal balance. Your backup payment method can be a linked bank account, debit or credit card, or PayPal credit product. Here is how to change the backup funding source How do I change my backup payment method for a PayPal Cash Card?You can change or remove your PayPal Cash Card's backup payment method if the payment method is not currently being used to make a payment. Here’s how to change or remove your backup payment method: Log in to your PayPal account. Click PayPal debit card. Click Change next How do I select PayPal Credit as my payment method?There are two ways to choose PayPal Credit. If a merchant has a PayPal Credit button at checkout, you can simply choose that option. If you don’t see a PayPal Credit button, check out with PayPal. Then you’ll have the option to select PayPal Credit as your payment How do I choose and change my payment method?With PayPal, you can use a bank account, your PayPal balance, or your Visa, MasterCard, Discover, or American Express card as your preferred way to send money for goods and services or to pay for things online. You can select and change your preferred way to pay online What backup payment methods are available with my PayPal Business Debit Mastercard®?You can add a backup payment method for your PayPal Business Debit Mastercard®. We use your backup payment method when you pay with your debit card, but don't have enough money in your PayPal balance. These are acceptable backup payment methods: Your confirmed bank account Your PayPal Extras How do I add auto top-up payment method? (PayPal Cash Card)At this time, the only way to activate top-up will be through the PayPal Mobile app on Android. Log into the app, select settings, and then select PayPal Cash Card. From there, select the option for “Top-up.” Follow the instructions to enable top-up. Return to this screen to In which countries is PayPal accepted as a method of payment? PayPal is accepted as a method of payment in 203 countries and regions. How do I make PayPal the default payment method on Android Pay?There are two ways to set PayPal as the default payment method. Within the Android Pay app, you can either long press the PayPal card and move it to the top of list of cards, or you can tap the PayPal card and select “Set as default” in What if I want to set my PayPal Smart Connect account as my preferred payment method within my PayPal account?To set your PayPal Smart Connect as your preferred payment method a, click Wallet at the top of your PayPal account summary page. Select your PayPal Smart Connect account from the options on the left, then click the star icon to make it your preferred payment when paying online.What if I want to set my eBay Mastercard account as my preferred payment method within my PayPal account?When you apply, you’ll be asked if you’d like to set your new eBay Extras Mastercard account as your preferred payment method for your PayPal account. To set your eBay Extras Mastercard as your preferred payment method after you’ve been approved, click Wallet at the top of your What if I want to set my PayPal Extras Mastercard account as my preferred payment method within my PayPal account?When you apply, you’ll be asked if you’d like to set your new PayPal Extras Mastercard account as your preferred payment method for your PayPal account. To set your PayPal Extras Mastercard as your preferred payment method after you’ve been approved, click on Wallet at the top of What if I want to set my PayPal Cashback Mastercard account as my preferred payment method within my PayPal account?When you apply, you’ll be asked if you’d like to set your new PayPal Cashback Mastercard account as your preferred payment method for your PayPal account. To set your PayPal Cashback Mastercard as your preferred payment method after you’ve been approved, click on Wallet at the top of How do I send an Instant Transfer using my U.S. bank account?When you send an Instant Transfer, money is securely transferred from your U.S. bank account to your recipient’s PayPal account instantly. The recipient doesn’t see your bank information. To make an Instant Transfer, you must have a debit or credit card linked to your PayPal account to act What is Pay After Delivery?With Pay After Delivery, you don’t have to pay for your purchase until after you receive your item. Only certain purchases offer Pay After Delivery as a payment method. If it’s available, you’ll see the option on the Review Your Information page during checkout. There is no fee to schedule Additional Information about Account LimitationsLearn what a limitation is, why an account may be limited and what to do if your account is limited. What is an Account Limitation? Account Limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving money. These limitations are implemented when Can I use PayPal to pay in stores?You can use PayPal to shop in stores, with various payment methods. Set your payment preferences When you use PayPal in stores, you choose how you pay. When you activate in-store checkout, you'll be prompted to choose your preferred payment method, then your backup payment method. You can Payment overview and payment optionsPayment overview To send a payment, log in to your PayPal account and click Send at the top of the page. Choose whether you're paying for goods or sending money to friends or family. Paying for Goods You're making a purchase if you're paying for: Services: to pay Where can I find PayPal Reporting information?PayPal's payment solutions have various reports and search tools available to help you with payment reconciliation, forecasting, and order tracking. For a list of available reports and their descriptions and report specifications, see our Reporting page.What options do I have to automate my order management?PayPal uses four different methods to return payment data to you automatically after a payment is completed (excluding automatic email notifications): Payment Data Transfer (PDT) and Instant Payment Notification (IPN). IPN. POST transaction details to the Return page (URL). PDT. Method 1: PDT and IPN The PDT/IPN method
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