When you enroll in PayPal features that include pass-through insurance (currently only available to select U.S. customers in beta), funds held in USD will be eligible for FDIC coverage. FDIC insurance does not apply to any funds in your PayPal balance that are held in non-USD currencies. If you convert your PayPal Personal Account into a PayPal Business Account, your funds will no longer be held in our custodial accounts and will no longer be eligible to receive the benefit of FDIC pass-through insurance protection.
What is not insured by FDIC with my other PayPal accounts?
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What is FDIC insurance and how does it work?When you enroll in PayPal features that include pass-through insurance (currently only available to select U.S. customers in beta), all funds held in U.S. Dollars (USD) in your PayPal balance will be deposited by PayPal into one or more custodial accounts that we have set up at FDIC-insured What amount of insurance coverage am I eligible for?If an FDIC-insured bank fails, each depositor is eligible for insurance coverage up to the standard deposit insurance amount (currently, $250,000 ). This limit applies per depositor, not per account. If a bank failure occurs, and you have enrolled in PayPal features that include pass-through insurance (currently only PayPal powered by Braintree Overview and Frequently asked questionsPayPal powered by Braintree makes it easy to accept payments. Our payment gateway is similar to the credit card terminal you swipe your card through at the grocery store. We'll make sure your customer's payment information gets to the right place and stays secure. Integration with a PayPal What happens if my mobile device is lost or stolen and I use Samsung Pay?If you lose your mobile device, you should deactivate PayPal within Samsung Pay as soon as possible. Here’s how: Log in to your PayPal account. Click Settings (Gear icon), then click Payments. Click Manage pre-approved payments and cancel the latest Active Samsung Pay billing agreement. If you need How can I get a refund on an Google Pay purchase?Each store has its own refund policies. If you have your printed receipt, the cashier will likely process a refund as they would for any other purchase. If you don’t have a printed receipt, try tapping your phone on the payment reader or show the cashier the last How can I get a refund on a Samsung Pay purchase?Each store has its own refund policies. If you have your printed receipt, the cashier will likely process a refund as they would for any other purchase. If you don’t have a printed receipt, try tapping your phone on the payment reader or show the cashier the last What is One Touch and how do I use it?What is One TouchTM? One Touch allows you to complete purchases faster while still keeping your financial information secure. When you log into PayPal, with your mobile phone or from a desktop, tablet or laptop you can choose to stay logged-in for easier, faster checkout across all eligible Why is my PayPal Student account being discontinued?PayPal previously made a decision to discontinue the PayPal Student Account and PayPal Student Debit MasterCard products for all customers. The send money feature to transfer funds from the existing Student Account to the parent’s PayPal account will be available until April 25, 2018. If the PayPal What is PayPal.Me?What is PayPal.Me? PayPal.Me is a faster, easier way to get paid through PayPal. Just share your very own PayPal.Me link (paypal.me/YourName) with your friends and family, and they can send you money for lunch, chip in for a group gift, or any other reason they need to How do I complete a Self-Assessment Questionnaire (SAQ) to validate PCI compliance for my PayPal powered by Braintree account?In order to complete an SAQ, we recommend you enroll with a Qualified Security Assessor (QSA). At PayPal Powered by Braintree, we strive to make your compliance validation process as easy as possible, and have therefore covered the cost associated with validating PCI DSS compliance through SecurityMetrics, our What is PayPal Payments Pro and how do I get started?PayPal Payments Pro is a fully customizable payments system that lets you accept all major credit and debit cards, PayPal, and PayPal Credit1. You create the online checkout experience that’s right for your customers – from branding and look-and-feel to back-end integration. What can I do with PayPal How do I report potential fraud, spoof or unauthorized transactions to PayPal?It’s extremely important to report any suspected instances of fraud. If you think your account has been compromised change your password and update your security questions right away to protect your account (we may limit what you can do on your account until you do so). Here are What is Pay After Delivery?Pay After Delivery will no longer be available in the United States after April 18th 2018. Discontinuation of Pay after Delivery in the United States Q: When will I no longer be able to use Pay After Delivery? A: Pay After Delivery will no longer be available in What are reserves?An account reserve is an amount of money that is on hold in your PayPal account to cover potential financial risk such as payment reversals you may receive like chargebacks and claims. PayPal uses three types of reserves: rolling reserves, minimum reserves and jumpstart reserves. A Rolling reserve How do I get an Adaptive Payments API application ID?Important: Adaptive Payments is now a limited release product. It's restricted to select partners for approved use cases and shouldn't be used for new integrations without guidance from PayPal. To receive access to build an Adaptive Payments payment structure, you must receive approval from PayPal’s Developer Platform Application How are fees for Payouts calculated and reported?As of May 15, 2018, PayPal will calculate the fee individually for any Payout that you send. (Previously, Payouts calculated fees at the batch level.) Beginning with the May reports for your account, both the Transaction Report and the Settlement Report will list fees explicitly and individually,
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