PayPal Credit may not be offered as a funding source for every purchase. Some PayPal merchants don't accept PayPal Credit. In addition, please note that even if a merchant offers PayPal Credit as a way to pay, PayPal reserves the right to restrict your ability to use your credit line depending on the circumstances of each purchase. If PayPal Credit doesn’t appear as a payment option at checkout, you won’t be able to use your PayPal Credit account for that particular transaction.
Why is PayPal Credit not offered at checkout?
If the merchant accepts PayPal Credit, and there are no restrictions on your transaction, we recommend that you choose from your available PayPal funding sources to complete your purchase.
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Can I receive promotional offers by using PayPal Credit?We offer promotional credit incentives with some merchants who offer PayPal Credit. Not all purchases made using PayPal Credit will qualify for these promotional credits. Minimum purchase and other qualifying factors may apply. Check the merchant’s website for current promotional offers. If your purchase qualifies for a promotional How can I find merchants who offer PayPal Credit promotional financing and offers?Browse today’s promotions and discounts. Also, you can get 6 months to pay on all purchases of $99 or more when you pay with PayPal using PayPal Credit.What kind of PayPal credit cards does PayPal offer?As a PayPal customer, you may be eligible for one of several PayPal credit card products offered through Synchrony Bank. By applying, you agree that if approved, Synchrony Bank may provide you with a PayPal Extras Mastercard, eBay Extras Mastercard, or PayPal Cashback Mastercard.What are the benefits of offering PayPal Credit on my website?PayPal Credit allows your customers to pay for their purchases without entering debit or credit card numbers, or sharing their personal data with you. It’s convenient and secure, and you still get paid right away. And best of all, PayPal Credit customers get more time to pay by Why am I unable to pay with PayPal Credit?There are several reasons you may be unable to pay with PayPal Credit. If you experience a situation where your purchase is declined by PayPal Credit, you'll receive a real-time notification. A. Check if your purchase attempt exceeded your available credit B. Your purchase attempt might need further What types of promotional financing does PayPal Credit offer?PayPal Credit offers the following types of promotional financing. (Offers vary by merchant.) “No Payments + No Interest if Paid in Full by: With this option, you don’t have to make monthly payments. Interest will accumulate during the promotional period, starting from the date of purchase. If you Which programming languages does PayPal offer examples for?PayPal provides sample code for the most popular programming languages. If you don't find your language of choice, it doesn't mean there's nothing available. You may wish to join a mailing list for the language and ask developers on that list if they know of any available code. Why did PayPal charge $1 to my credit card?If you recently updated or edited your credit card information or added a new credit or debit card to your PayPal account, a temporary charge of up to $1.00 USD may appear in your transaction history to verify that your card is open and in good standing. The charge will appear Why do I have two PayPal Credit accounts?We apologize for the confusion. Sometimes we create a second account for a customer when a purchase is made using information that differs from what is currently in the customer’s account profile. We’re happy to correct this issue for you. Please click Contact at the bottom of any How do I increase my PayPal Credit limit?At this time, PayPal Credit customer support representatives cannot raise your PayPal Credit limit over the phone. However, if you check out with PayPal Credit and you don’t have enough available credit to cover your purchase, your account will be instantly reviewed to see if you qualify for Why should I link my PayPal Credit account to my PayPal account, and how do I link them?Linking your accounts helps you get the most from PayPal Credit. Here’s why: You can manage both accounts at www.paypal.com. You can pay your bill, see recent activity, set payment reminders, schedule automatic payments, and much more! You’ll be able to use PayPal Credit at most places PayPal Why did my PayPal button refresh my page instead of redirecting to a PayPal checkout page?Issue Your PayPal button refreshed your page instead of redirecting buyers to PayPal. Cause This indicates an issue with the HTML site code. Commonly, this occurs if a <form> tag wasn’t appropriately closed somewhere before the PayPal button code on your site. Solution Add a </form> tag just What is the difference between our Payflow Payment Gateway options?PayPal has two gateway options that give you different levels of customization for your online checkout pages. Payflow Link is cost-efficient, PCI-compliant, and works with your existing merchant account. At checkout, your customers enter their payment details on a secure, PCI-compliant template hosted by PayPal. You can choose Are there any fees to pay with PayPal in stores?No. PayPal is free for buyers, whether you use it to pay for your purchases online or in the store. Is it secure? Yes. PayPal products, including in-store checkout, adhere to strict standards of antifraud and consumer protection. Why use PayPal at the register rather than money or Why am I getting multiple calls from PayPal Credit?If you’ve been receiving calls from PayPal Credit, please call us back right away. We may need to resolve an issue with your account. Please call Customer Service at 866-528-3733 8:00 AM ET to 11:00 PM ET Mon-Fri and 9:00 AM ET to 9:00 PM ET Sat-Sun. What does PayPal Credit "subject to credit approval" mean?Creditworthiness or “subject to credit approval” is determined by Comenity Capital Bank. This process happens in a matter of seconds as part of the PayPal Credit checkout process. Once you’re a PayPal Credit customer, you can use your credit line to make purchases. If you make a purchase Do I get promotional financing on all of my purchases?Promotional financing offers vary by merchant. Check the merchant’s website to see their current offers for PayPal Credit purchases. If you check out with PayPal and select PayPal Credit, you’re eligible for “No Payments + No Interest if paid in full in 6 months” for purchases of $99
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