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How will my PayPal Credit payments be applied?

When you submit a payment to PayPal Credit it will be applied as follows:

Minimum Payments:
  1. Easy Payments
  2. Promotions expiring on current due date (oldest balance first)
  3. Promotions expiring on following due date (oldest balance first)
  4. Balances with a lower than standard APR (e.g. "90 Day Grace" and "Balance Prior To") in order of low to high APR, or in case of multiples with same APR in order of low to high balance
  5. Standard balance
  6. Remaining promotions in expiring order

Excess Payments:
  1. Promotions expiring on current due date (oldest balance first)
  2. Promotions expiring on following due date (oldest balance first)
  3. Interest/fees
  4. Standard balance
  5. Remaining promotions in expiring order
  6. Balances with a lower than standard APR (e.g. "90 Day Grace" and "Balance Prior To") in order of low to high APR, or in case of multiples with same APR in order of low to high balance
  7. Easy Payments
  8. Current activity
  9. Amounts in dispute
 
  • If multiple promotional purchases posted on the same day and have the same expiration date, payments are applied to purchases in the order that they appear on the statement (valid for statements printed on or after June 20, 2013).
  • Balances from recently expired promotions are itemized on the statement as separate standard balances for up to 1-2 billing cycles. Payments will follow normal payment hierarchy and treat expired promotions as part of the standard balance even when itemized separately on the statement.
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