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How long does it take to transfer money from my bank to my PayPal account?

It usually takes 3-5 business days for money from your bank account to be added to your PayPal account. Once this process is completed, money will appear in your PayPal balance and you'll be able to make online purchases or send money to anyone. Here’s how to find out when the money should arrive in your PayPal account:
  1. Click Activity at the top of the page.
  2. Click the transaction in question to see the expected clearing date.
Did you know you don’t need to add money to your PayPal account to make a payment? If you want to send money to someone or make a payment through a website, all you need is a linked debit or credit card, or a verified bank account. You can pay anyone directly even with no money in your PayPal balance. If you want to send money to a friend or family member click here to learn more. If you want to pay a merchant through its website, click here to learn more.

To pay instantly with your bank account, a debit or credit card is needed to back up the transaction. The linked card will only be charged if we’re unable to debit your bank account for the amount of the transaction. Click here to learn more about adding a debit or credit card to your PayPal account.

If you make a payment using your bank account and don’t have a linked card, the payment will be sent via eCheck and will take 3-5 business days to complete. Click here to learn more about eChecks.

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