Help Article

Ask the Community

Find answers or join the conversation in the Community Help Forum.

Do you check my credit report every time I make a PayPal Credit purchase?

No. We review your credit report when you apply for PayPal Credit and occasionally when you attempt to increase your credit line. We’ll receive periodic updates of your report, but these updates have no impact on your credit score. If we decrease your credit line for any reason, we’ll notify you in writing and tell you why.

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