Last updated on January 16, 2024
Last updated on January 16, 2024
Monthly fee | Per purchase |
$0 | $0 |
ATM withdrawal | Add cash at stores |
$2.50* in-network | $3.95* |
$2.50* out-of-network |
ATM balance inquiry (in-network or out-of-network) | $0 |
Customer service (automated or live agent) | $0 |
Inactivity | $0 |
We charge 7 other types of fees. Here are some of them:
Electronic withdrawal (standard / Instant Transfer) | $0 / 1.75% (min. $0.25/max. $25) |
Buying or selling a cryptocurrency | $2.49* or 1.8%* |
*This fee can be lower depending on how and where this account is used.
No overdraft/credit feature. Your U.S. dollar funds (but not cryptocurrencies or non-U.S. dollar currencies) are FDIC insured, up to applicable limits, only if you opened a PayPal Debit Card account, enrolled in Direct Deposit, or bought or received cryptocurrency with your PayPal Balance account. FDIC insurance does not protect you against the failure of PayPal. | |
For general information about prepaid accounts, visit cfpb.gov/prepaid. Find details and conditions for all fees and services in the PayPal Balance Long Form, which can be accessed in the applicable Terms and Conditions on PayPal.com. |