Choose PayPal at checkout
then select Pay Later before picking a payment plan.
Get a decision in seconds
and choose the installment plan that works for you.
Make the remaining payments
in the app or online with the ease of autopay.
Buy now, pay later with PayPal
Buy what you love now. Pay later.
Time and flexibility are on your side. Get what you want and break the payments up over weeks or even months.
Enjoy the power to pay later
No late fees
When you choose Pay in 41 or Pay Monthly2 there’s no risk of late fees. It’s that simple.
Widely available
Shop at your favorite brands, enjoy now, and pay later.
Quick decision
You won’t have to wait long to see if you’re approved.1,2
Backed by PayPal
Get Purchase Protection on eligible purchases.3
Pay at a pace that works for you
Pay in 4
One payment down, 3 more to go. Split purchases between $30-$1,500 into 4 interest-free, bi-weekly payments without the hassle of late fees.1
Pay Monthly
Buy bigger, breathe easier. Enjoy the ease of 6,12, or 24-month payment plans, $0 down, and no sign-up or late fees.2
It’s a cinch to manage your plans
Manage payments in the app or online, with the benefit of autopay, to confidently keep track of your payments.
Compare Pay Later products
| Pay in 41 | Pay Monthly2 | |
|---|---|---|
| Purchase Amount | $30 to $1,500 | $199 to $10,000 |
| Number of payments | 4 interest-free payments | 6, 12, or 24 payments |
| Time between payments | Bi-weekly (1 down payment & 3 payments) | Monthly |
| APR | 0% | 9.99% to 29.99% |
| Repayment method | Debit card, credit card, or confirmed bank account | Debit card or confirmed bank account |
| Purchase Protection3 | Included | Included |
| Sign-up and late fees | None | None |
Pay later with these top brands
Pay Later. Clear as 1-2-3.
Discover more ways to pay
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