Choose PayPal at checkout
then select Pay Later before selecting Pay in 4.
Get a decision in seconds
and make your first payment to complete the purchase.
Make the remaining 3 payments
one every two weeks, in the app or online.
Buy now, pay later with Pay in 4
Buy what you love now. Pay later.
Split your purchase into 4 equal payments at millions of online stores.1 Late fees? Never. Interest-free? Always. And no impact on your credit score.
Enjoy the power to pay later
Interest-free always
Make 4 interest-free payments with Pay in 4.1 And there are no late fees, ever.
Widely available
Shop at your favorite brands, enjoy now, and pay later.
Quick decision
There’s no impact on your credit score—you won’t have to wait long to see if you’re approved.1
Backed by PayPal
Get Purchase Protection on eligible purchases.2
Millions of stores. 4 equal payments.
Your shopping list? We’ve got you covered. That couch you’ve been eyeing? It’s yours, if approved. One payment down, just three to go.
Buy now, pay later with these top brands:
Pay in 4 is as easy as 1-2-3
Keep track in the app
Make purchases and track your interest-free payments right from your phone.
Discover more ways to pay
Join the millions around the world who love PayPal
Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.
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