A lady holding paypal cash card

Get the PayPal Cash Card today

Use your PayPal balance to shop online and in store everywhere Mastercard® is accepted.1

PayPal Balance account is required to get the card.2

The PayPal Cash Card offers options with convenience

Tap, insert, or swipe

Check out securely at stores, including with just a tap of your card.

The safe way to shop

Shop with confidence knowing that your PayPal transactions are secure.

Get cash at ATMs

Withdraw cash worldwide, including at 32,000+ fee-free MoneyPass® ATMs.3

No monthly fee

No monthly fee, minimum balance, or credit check.1

Enjoy extra security powered by Mastercard®

Temporarily lock your card if you misplace it and unlock it when it’s found. Shop securely with the protection of Mastercard Zero Liability and built-in chip technology.

Managing your PayPal Cash Card

Easily monitor your PayPal Cash Card1 transactions in the app, set up notifications, and transfer money to and from your balance.

More about the PayPal Cash Card         

How to add money to your PayPal balance

The PayPal Cash Card is linked to your balance so it’s easy to add money whenever you like.

Direct Deposit

Get your paychecks or government payments automatically transferred into your balance4 up to 2 days early.5

About Direct Deposit         

Add cash

Use the PayPal Cash Card1 or app at nationwide retailers with 90,000+ locations.3

About adding cash         

Cash a Check

Use the Cash a Check feature in the PayPal app.6

About Cash a Check         

Bank transfer

Move money from your bank account to your balance.

No monthly fees, no minimum balance

And no credit check with the 
PayPal Cash Card1

  • $0

    When you add cash to your balance

  • $0

    US transaction fees

  • $0

    Withdrawals at MoneyPass ATMs

  • $0

    Standard (10-day) check cashing

  • $2.50

    Foreign transaction fee

  • $2.50

    For withdrawals at non-MoneyPass ATMs7

  • $4.95

    When you add cash 
at the register

  • 1% or 5%

    Same-day check cashing, minimum $5 fee6

PayPal offers many ways to send and receive money.

More about pricing         

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

Experience the new way to PayPal

Download the app on your phone or sign up for free online.

1 The PayPal Cash Card is a debit card linked to your PayPal Balance account. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Cash funds held in a PayPal Balance account are not eligible for FDIC pass-through insurance coverage unless you have a PayPal Cash Card, or have enrolled in Direct Deposit, or have bought cryptocurrency. If your PayPal Balance account is eligible for FDIC pass-through insurance, PayPal will deposit your cash funds into one or more custodial accounts maintained for the benefit of eligible customers at one or more FDIC-insured banks. Funds in these custodial accounts are eligible for pass-through FDIC insurance coverage up to applicable limits. See the PayPal Balance Terms and Conditions for additional information.

The PayPal Cash Mastercard (“PayPal Cash Card”) is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

2 A PayPal Balance account is required to get the card.

Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.

3 Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Balance account.

4 Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your PayPal User Agreement for complete Direct Deposit details.

Once it's set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing.

5 New Direct Deposit enrollees will be eligible for early access, subject to the terms and conditions. The early access feature will be made available to all eligible Direct Deposit customers in the coming months. Early access can allow a user to access their funds up to 2 days early. Early access to funds depends on when we get payment instructions from the payor (your employer or government agency). When we get funds before the scheduled payment date, your money can be made available up to 2 days sooner than scheduled. Availability and timing can vary based on the payor and when we get payment instructions. Once the funds are received, they will be deposited directly into your PayPal balance.

6 The Cash a Check feature is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees and terms apply. All checks subject to review for approval. Unapproved checks will not be funded to your account. For more details, see the terms and conditions.

7 ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400.00 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.

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