Add Pay Later to help increase shopper engagement and merchant sales
Broaden your platform’s capabilities with PayPal’s buy now, pay later offerings.
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Great for your platform
Increase platform monetization
Enable consumer buying power with Pay in 4, PayPal's interest-free payment option.4
Acquire new merchants
Offer merchants flexible payment options for their shoppers.
Reduce complexity
Deliver a comprehensive solution through a single PayPal integration.
Great for your customers
Shoppers get flexibility and choice
With the option to pay later, shoppers are more likely to purchase.1
Merchants get paid up front
PayPal takes care of collecting payments from shoppers.
No additional costs
PayPal Pay Later offers are included in their existing PayPal rate.2
Turn shoppers into customers
64%
51%
74%
See it in action
Dynamically display the most relevant offer
With Pay in 4 and PayPal Credit4, you can help customers buy what they need when they need it. After setup, dynamic messaging will display the most relevant Pay Later offer to customers.
Customers select their best option
Flexible Pay Later options help customers make their purchases today.
Customers get clear payment information
And there are no application fees for consumers and no additional costs for your business.
We do the rest
Once the order is processed, your merchants get paid up front. And we take care of collecting the payments from customers.
See it in action
Dynamically display the most relevant offer
With Pay in 4 and PayPal Credit4, you can help customers buy what they need when they need it. After setup, dynamic messaging will display the most relevant Pay Later offer to customers.
Customers select their best option
Flexible Pay Later options help customers make their purchases today.
Customers get clear payment information
And there are no application fees for consumers and no additional costs for your business.
We do the rest
Once the order is processed, your merchants get paid up front. And we take care of collecting the payments from customers.
Contact us
Join the growing number of platforms and marketplaces offering Pay Later solutions from PayPal. Submit your contact information here.
1Online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2000 U.S. consumers, half were PayPal Credit users and half were non-PayPal Credit users.
2Standard pricing applies. Find out more about fees here.
3An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (Among BNPL users, n=357)
4About Pay in 4: Consumer late fee may apply for missed payments and varies by consumer’s state of residency. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS # 910457.
PayPal Credit is subject to consumer credit approval.
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