Business credit card

2% cash back. No caps or annual fee.

The PayPal Business Cashback Mastercard® credit card gives your business buying power while earning unlimited 2% cash back on all purchases1 with no annual fee.2

Turn business expenses into rewards

2% cash back

Earn unlimited 2% cash back¹ on every purchase you and your employees make—no earning cap or expiration.

No annual fee

There’s no annual fee² and no additional cost to add employee cards.³

Fraud protection4

$0 fraud liability protection for eligible transactions and monitoring to detect potential fraud. Limits apply.

Added benefits

2-year Extended Warranty on Purchases, Cell Phone Protection, Identity Theft ProtectionTM, and more from Mastercard.5

Supplies and shipping. Devices and software. Inventory. Utilities. Meals and travel. Marketing. 2% cash back on the things you need to run your business.

A credit card designed for your business

The PayPal business credit card gives your business financial flexibility and spending power.

Start spending today

In most cases, get immediate access upon approval to your full credit line through your PayPal Business account with a virtual account number.

Set up free employee cards

Customizable spending limits and convenient account access help you keep tabs on activity, streamline expenses, and have peace of mind.³

Build business buying power

Make the purchases you need to run your business with the flexibility to pay in full or over time.

Manage your account hassle-free

24/7 customer service, a consolidated statement, and convenient, online access let you track activity and manage your account when it works for you.

Is the PayPal business credit card right for you?

Minimum eligibility requirements:

  • A PayPal Business account
  • One year in business
  • Annual revenue of $5,000 or more

Frequently asked questions

Credit or debit—why not both?

We also offer the PayPal Business Debit Mastercard that lets you spend the money in your PayPal account—in stores and online—and earn cash back rewards.⁶

Discover more financial services

We support businesses just like yours

Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.

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