Amplify reach and trust

– with flexible revolving credit and installment options

Book ConsultationSee How It Works

Talk to your payments specialist to get started, 855-477-5687

Customer financing. Perfected.

PayPal Pay Later provides access to 377 million active global accounts1 and multiple buy now, pay later solutions in a single integration. Pay in 4 enables shoppers to make purchases in four interest-free payments, while PayPal Credit is designed for larger purchases.2 Customers get more buying power. You get help maximizing reach and revenue.

Watch Video

Revenue-driving wins for your business

increase in average order value (AOV)

Businesses with pay-over-time messaging on their site saw a 56% increase in overall PayPal AOV.3

increase in sales

Businesses that promoted PayPal Credit on their site saw a 21% increase in sales vs. those who did not.4

more frequent usage

PayPal Credit is used over 5x more frequently than its two nearest competitors.5

The PayPal Pay Later advantage

377 million total active accounts globally

Attract new customers by accessing PayPal’s established network of active users.

2 solutions in 1 integration – at no additional cost to you

Integrate easily and add dynamic Pay Later messaging with just a few lines of code.

53% of young consumers trust PayPal to keep their financial information secure

Compared to an average of 3.7% among the top six competing buy now, pay later providers.6

Offer installment and revolving credit options with one integration

One of the innovative features of PayPal’s buy now, pay later solution is dynamic messaging. Offer both Pay in 4 and PayPal Credit in a single integration. We’ll dynamically present the most relevant option to customers based on the products they are browsing – offering them the extra buying power they need to complete the purchase.

Watch Video

Global brands already offering PayPal Pay Later

Valuable resources for enterprise retailers

Book your consultation

Talk to your account manager,
call 855-477-5687 or fill out the form below.


I have read and accepted the PayPal Privacy Policy. I consent to PayPal contacting me by phone or by email, and to sending me product or industry information relevant to my query. I know I can unsubscribe at any time.

*Required fields.
*PayPal Credit is subject to consumer credit approval.

1 PayPal Internal Data, Q4 2020.
2 About Pay in 4: Consumer late fee may apply for missed payments and varies by consumer’s state of residency. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.
3 Average lift in overall PayPal AOV for merchants with PayPal Credit messaging vs. those without. 2019 PayPal internal data.
4 Average annual incremental sales based on PayPal’s analysis of internal data among 210 small and middle market merchants with annual online sales up to $37MM with messaging and buttoned against a broader group of merchants that did not, with 24 mo. continuous DCC volume between January 2016 and November 2019.
5 Logica Future of Money Study 2020, online survey completed July 2020. N = 1,000 US adults 18+.
6 An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.

We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies