For Small-to-Medium Business
PayPal Business Cashback Mastercard® credit card

Turn everyday business expenses into rewards with 2% cash back on every purchase1–and no annual fee.2

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Terms and conditions

Offered in collaboration with Concerto Card Company and WebBank.
A PayPal Business account is required to apply. Sign up for free.

2% cash back

Earn unlimited 2% cash back on every purchase you and your employees make - no earning cap or expiration.1,3

$0 annual fee ²

There’s no annual fee and no cost to add employee cards.

Fraud protection

$0 fraud liability protection for unauthorized transactions and monitoring to detect potential fraud.

Added benefits

2-Year Extended Warranty on Purchases, Cell Phone Protection, Identity Theft Protection™, and more from Mastercard.⁴

Secure card access

Immediate access upon approval to your full credit line through your PayPal wallet with a virtual account number - plus contactless, chip technology.

Free employee cards

Customizable spending limits and convenient account access helps you keep tabs on activity, streamline expenses, and have peace of mind.3

Simplified statements

Separate your business expenses and get one consolidated statement so it's easy to manage spending and make payments.

Hassle-free card management

24/7 customer service and convenient, online access lets you track activity and manage your account when it works for you.

Start earning 2% cash back on every purchase with PayPal Business Cashback Mastercard.¹

Apply Now
1 Purchases and other transactions subject to credit approval. See the Business Cash Rewards Terms and Conditions for details. To earn Business Cash Rewards on eligible purchases, you must have an open Business account with PayPal to which your Business Card is linked. If your Business account with PayPal is closed for any reason, you will no longer be able to earn Business Cash Rewards and will forfeit any remaining Business Cash Rewards balance.

2 Terms and Conditions apply. You must have a PayPal Business account to apply for a PayPal Business Cashback Mastercard.

3 You are liable for all transactions made on your Business Card Account by any Authorized Users, including employee cards issued on the Business Card Account.

4 Coverage for a stolen or damaged eligible cellular wireless telephone and 2-Year Extended Warranty are subject to the terms, conditions, exclusions, and limits of liability. The benefits and services as further described in the Mastercard Guide to Benefits are provided solely by Mastercard International Incorporated.

The Contactless Indicator mark and Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

The PayPal Business Cashback Mastercard is issued by WebBank pursuant to a license by Mastercard International and serviced by Concerto Card Company. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

PayPal Business Cashback Mastercard credit card is not currently available to businesses located in North Dakota or South Dakota.

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