3 steps to a better work/life balance.

May 17 2019 | PayPal editorial staff

There are many perks to being a business owner, but the tendency to work at all hours probably isn't one of them. So, how do you find a balance between your work life and home life?
As you embark on your small business journey, the perks of working on your side-business can be very appealing. Perks like making your own hours, choosing where to work from, configuring your business, and building something that you can be proud of can seem like a dream scenario.
There are many advantages to entrepreneurship, freelancing, or starting a home-based small business. But working from home can often blur the lines between work-life and life-life. Generally speaking, once you leave the office, you're done with work. But when you're working from home on your small side business, those boundaries become less defined.
Striking a balance between work and life is viewed by many people as a crucial component for the success of your small business. Whether you work from home or offsite, it's important to consider how your new business venture will impact your relationships, family, friends, weekends, leisure time, and your overall health.
Clear rules and practical guidelines can help you succeed as a new business owner. Consider the following three tips when finding your ideal work/life balance.

Create a schedule.
When you work for a large company, you likely have a set time to punch in and punch out. You may also have a predefined schedule for taking breaks and lunch. Similarly, when you're starting your own side-business, it's important to define your working hours. Whether it's weekday evenings or just on weekends, create a schedule that's realistic for what you want to accomplish in your business and stick to it. Set a clear line between when you'll be working on your side business and when you'll have time for the rest of your life.
Create a work space.
One of the things that can really put you in a boss mindset is a dedicated work space. You don't necessarily need a big area, extra room, or basement to create a functional office area. It could be as simple as installing some shelving in an extra closet. Not convinced? Try searching “closet office space" on Pinterest and see what comes up. The point is, it's important to have a working area that's separate from your life area. Ultimately, where you work from is up to you. But the purpose of a dedicated work space is to help keep you organized in your small business and reinforce the distinction between when you're working and when you're not.
Create a fitness and healthy-eating regimen.
When we're swamped and stuck for time, the thing that usually goes out the door to make room for extra tasks is our health. It can be easy to justify skipping the gym, ordering take out, or going to bed late when we have very little bonus time as it is. But creating healthy routines can help alleviate the tendency to fall back on unhealthy choices during crunch-time.
Try systems like meal-prepping that may help you save time and ensure that you're still eating healthy meals instead of ordering take out. If you're working on your business after you leave your day job, it can be hard to fit evening gym sessions in along with everything else. Try waking up an hour earlier in the morning to get your workout in before the day begins.  Small adjustments like these can go a long way to safeguard your healthy lifestyle regimen.
Do the best you can.
As you start your side business and it begins to grow and flourish, you're probably going to have to make adjustments surrounding other aspects of your life and how you want to integrate your growing business with your lifestyle.
Ensuring that you're doing the best for your business, family, friends, and other relationships may be an ongoing process. Learn how to take breaks, be kind to yourself, and trust that you can do more to help your business succeed when you're also at your best.
About PayPal for small businesses.
For nearly 20 years, PayPal has been a proud partner and platform for over 19 million merchants as they launch, scale, and grow. From access to fast funding to getting paid online, learn how our payment solutions can also help your business.

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

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Frequently asked questions.

Zettle builds game-changing commerce tools, such as mobile card readers and point-of-sale apps that empower small businesses to compete with the big players. Zettle is part of the PayPal family.

We help our users to grow their businesses and we do it with simple and easy-to-use technology. 

The Zettle card reader makes it possible for anyone to accept card payments - anytime, anywhere - while our intuitive point-of-sale app, Zettle Go, helps you get paid, track your sales and keep an eye on stock levels.

If you want to take your business online, we have a range of integration partners that allow you to build your own web shop and get you selling on social media.

With Zettle, there are no start-up costs, no lock-in contracts and no hidden fees to worry about. Instead, we offer a powerful set of tools that help you start, run and grow your business.


The Zettle Go app is free to download and runs on smartphones and tablets running iOS 12 or Android 8.

The Zettle by PayPal Reader works with Bluetooth-enabled devices that run iOS 12 or Android 8. Check out our compatibility guide for more information.

Internet connection and data usage

For Zettle to work, you need to be connected to a 3G, 4G or Wifi network. These connections are much faster than the 2G technology relied on by traditional card terminals. Accepting payments with the Zettle Go app only takes a few kilobytes of data. However, we recommend all Zettle users connect to a stable network with a reliable connection.

We ask you to confirm your card to verify you are the card owner. By linking and confirming your credit or debit card you help us to confirm your identity and verify that you own the card which you have registered to your PayPal account.  

Here's how to initiate the confirmation:

  1. Click the Pay & Get Paid tab at the top of the page.
  2. Click Banks and Cards.
  3. Click the card you want to confirm.
  4. Click Link and confirm my card. (If you don't see the link, your card is automatically confirmed and you don't have to complete this process.)
  5. Click Save and Continue.

PayPal will make a small charge to your card and generate a confirmation code on your card statement. After the card is confirmed, we will immediately refund the charge back to your card. Your card issuer will credit your card balance within 30 days from the date of the refund.

The charge appears on your card statement with a 4-digit code and the word PAYPAL. If you view your card statements online, you can check for the code in a few days. Otherwise, check for the code when you receive your next statement in the mail.

Confirm your card by entering the code
Have your 4-digit PayPal code ready and follow the steps below:

  1. Click the Pay & Get Paid tab at the top of the page.
  2. Click Banks and Cards.
  3. Click the card you want to confirm.
  4. Enter the 4-digit PayPal code and click Submit.


You can buy a range of accessories that work with the PayPal Zettle app from the Zettle shop. We offer printers, cash drawers, barcode scanners, card reader stands, iPad stands and more. 

Get hardware for your business

You have the right to cancel your hardware purchase, without providing any reason, within 30 days from the day the card reader is delivered to you.  

The easiest way to cancel your hardware purchase is to use the following cancelation form. Don’t forget to include the completed form in the package when you send back your hardware.


  • It’s up to you to pay any cost of the return shipping. 
  • You’re responsible for the product until PayPal Zettle receives it. We recommend shipping options that include tracking.
  • The hardware should be returned unused, in its original packaging with any accessories.
  • Once we’ve received your returned items, the refunded money is returned to the card used for the original purchase within 30 days.
  • It’s not possible to return and receive a refund for any Apple products purchased from us.

How do I receive a Sales Tax exemption on my order?

PayPal will refund sales tax on purchases to eligible Sales Tax exempt organizations with a properly completed exemption certificate or other acceptable proof of exempt status in the state where the items will be shipped.

Once you have completed your device purchase, please forward the confirmation email and a valid Sales and Use Tax Exemption Certificate to taxexempt@paypal.com. Please ensure the name of the purchaser matches the Certificate and all applicable fields are completed. Once your organization's Sales and Use Tax exemption has been verified, PayPal will refund all applicable taxes to your organization’s PayPal account. After approval, future orders will not be charged sales tax when the order is settled (it may appear on order confirmations), provided valid proof of exemption is on file for the state(s) where the items will be shipped. 

You'll be notified via email once your tax exempt request has been approved. It may take up to 3-5 business days.


All of the items available at the store have a one-year warranty, except the printers, which have a four-year warranty.

Star Micronics

Star Micronics printers come with a four-year warranty and with a one-year warranty on all other products such as their cash drawer. Get support here.

Socket Mobile

Socket Mobile provides us with a small and easy-to-use Bluetooth barcode scanner. It comes with a one-year warranty. Get support here.

You can send money to friends and family or pay for goods and services by clicking Pay & Get Paid, then Send Money.

If you’re sending a payment, payment types include:

  • Sending to a friend and family - used when sending money or a gift card to a friend or family member. Before you complete a payment, you can opt to pay the fee, or pass it onto the recipient by changing it to a Goods or Services payment, to be covered by PayPal Purchase Protection.
  • Paying for goods or service - used when buying an item or service from someone. When you make a purchase, the seller pays a small fee to receive your money. Your payment is covered by our protection policy automatically.

You can make a personal payment to anyone in the U.S. for free. Just make sure that you pay the entire amount using your bank account or your balance if you have a PayPal Balance account. There is a small charge for payments made with a debit or credit card.

Note: We’re currently unable to allow personal payments to or from India.

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