3 steps to a better work/life balance.

May 17 2019 | PayPal editorial staff

There are many perks to being a business owner, but the tendency to work at all hours probably isn't one of them. So, how do you find a balance between your work life and home life?
As you embark on your small business journey, the perks of working on your side-business can be very appealing. Perks like making your own hours, choosing where to work from, configuring your business, and building something that you can be proud of can seem like a dream scenario.
There are many advantages to entrepreneurship, freelancing, or starting a home-based small business. But working from home can often blur the lines between work-life and life-life. Generally speaking, once you leave the office, you're done with work. But when you're working from home on your small side business, those boundaries become less defined.
Striking a balance between work and life is viewed by many people as a crucial component for the success of your small business. Whether you work from home or offsite, it's important to consider how your new business venture will impact your relationships, family, friends, weekends, leisure time, and your overall health.
Clear rules and practical guidelines can help you succeed as a new business owner. Consider the following three tips when finding your ideal work/life balance.

Create a schedule.
When you work for a large company, you likely have a set time to punch in and punch out. You may also have a predefined schedule for taking breaks and lunch. Similarly, when you're starting your own side-business, it's important to define your working hours. Whether it's weekday evenings or just on weekends, create a schedule that's realistic for what you want to accomplish in your business and stick to it. Set a clear line between when you'll be working on your side business and when you'll have time for the rest of your life.
Create a work space.
One of the things that can really put you in a boss mindset is a dedicated work space. You don't necessarily need a big area, extra room, or basement to create a functional office area. It could be as simple as installing some shelving in an extra closet. Not convinced? Try searching “closet office space" on Pinterest and see what comes up. The point is, it's important to have a working area that's separate from your life area. Ultimately, where you work from is up to you. But the purpose of a dedicated work space is to help keep you organized in your small business and reinforce the distinction between when you're working and when you're not.
Create a fitness and healthy-eating regimen.
When we're swamped and stuck for time, the thing that usually goes out the door to make room for extra tasks is our health. It can be easy to justify skipping the gym, ordering take out, or going to bed late when we have very little bonus time as it is. But creating healthy routines can help alleviate the tendency to fall back on unhealthy choices during crunch-time.
Try systems like meal-prepping that may help you save time and ensure that you're still eating healthy meals instead of ordering take out. If you're working on your business after you leave your day job, it can be hard to fit evening gym sessions in along with everything else. Try waking up an hour earlier in the morning to get your workout in before the day begins.  Small adjustments like these can go a long way to safeguard your healthy lifestyle regimen.
Do the best you can.
As you start your side business and it begins to grow and flourish, you're probably going to have to make adjustments surrounding other aspects of your life and how you want to integrate your growing business with your lifestyle.
Ensuring that you're doing the best for your business, family, friends, and other relationships may be an ongoing process. Learn how to take breaks, be kind to yourself, and trust that you can do more to help your business succeed when you're also at your best.
About PayPal for small businesses.
For nearly 20 years, PayPal has been a proud partner and platform for over 19 million merchants as they launch, scale, and grow. From access to fast funding to getting paid online, learn how our payment solutions can also help your business.

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

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Frequently asked questions.

PayPal Zettle builds commerce tools, such as mobile card readers and point-of-sale apps that enable small businesses to compete with the big players. We help our users to grow their businesses and we do it with simple and easy-to-use technology. 

The Zettle card reader makes it possible for anyone to accept card payments - anytime, anywhere - while our intuitive point-of-sale app helps you to get paid, track your sales and manage stock levels.

If you want to take your business online, we have a range of integration partners that allow you to build your own web shop and start selling on social media.

With PayPal Zettle, there are no start-up costs, no lock-in contracts and no hidden fees to worry about. Instead, we offer a powerful set of tools that help you start, run, and grow your business.


The PayPal Zettle app is free to download and runs on smartphones and tablets running iOS 12 or Android 8.

The Zettle card reader works with Bluetooth-enabled devices that run iOS 12 or Android 8. 

Internet connection and data usage

For PayPal Zettle to work, you need to be connected to a 3G, 4G, or WiFi network. These connections are much faster than the 2G technology relied on by traditional card terminals. Accepting payments with the PayPal Zettle app only takes a few kilobytes of data. However, we recommend all PayPal Zettle users connect to a stable network with a reliable connection.
Starting March 29, 2019 we changed the way our personal accounts work in the United States. 

U.S. personal account holders who want to keep money in PayPal or use other features that rely on a balance need to have a balance account linked to their personal account. PayPal offers two types of balance accounts: PayPal Cash and PayPal Cash Plus. 
Customers who don’t have a balance account can still use their personal PayPal account to:  
  • Send money to someone or spend online using linked banks and cards
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  • Split a bill, or send money cross-border using linked banks and cards
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  • Set up a Money Pool
To use balance features, consumers with a personal PayPal account need to set up a balance account, which will have the same login and password as their personal PayPal account. You can get a balance account in several ways. For example, if someone sends you money and you don’t yet have a balance account, you’ll see an Accept the Money button. Once you click on it, you’ll see two options: Transfer it to your bank and Keep it in PayPal. Click Keep it in PayPal and follow the steps to get set up with PayPal Cash. This includes viewing the disclosures, user agreement and confirming your identity with us. 
With a PayPal Cash account, you can do everything a personal PayPal account can do, and: 
  • Send money using balance 
  • Hold a balance
  • Shop in-store with balance with Google Pay and Samsung Pay where accepted
Personal PayPal account holders also have the ability to get a PayPal Cash Plus account, which offers more features than a PayPal Cash account. You can get a PayPal Cash Plus account by applying for or enrolling in any of the features or products below: 
  • Get the PayPal Cash Card Debit Mastercard® (or the PayPal Business Debit Mastercard®)
  • Set up direct deposit to automatically add pay checks to balance
With a PayPal Cash Plus account you can do everything a PayPal Cash account can do, and:
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  • Get cash with the PayPal Cash Mastercard or the PayPal app at ATMs
  • Add money to balance in stores with the PayPal app or by swiping the PayPal Cash Mastercard 
  • Get cash at Walmart with the PayPal app
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Here's how to initiate the confirmation:

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  2. Click Banks and Cards.
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PayPal will make a small charge to your card and generate a confirmation code on your card statement. After the card is confirmed, we will immediately refund the charge back to your card. Your card issuer will credit your card balance within 30 days from the date of the refund.

The charge appears on your card statement with a 4-digit code and the word PAYPAL. If you view your card statements online, you can check for the code in a few days. Otherwise, check for the code when you receive your next statement in the mail.

Confirm your card by entering the code
Have your 4-digit PayPal code ready and follow the steps below:

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