Introducing PayPal Working Capital, a merchant cash advance for PayPal merchants and sellers.
Getting business funding could not be easier or faster.
- Funds could be in your account in minutes
- Repay when you get paid*
- Pay one affordable fixed fee**
- No impact on your personal or business credit score
Instant funds in your PayPal account
Apply for PayPal Working Capital and, if approved, you’ll receive your merchant cash advance in your PayPal account automatically.
Flexible repayment options
You choose a percentage of your daily PayPal sales to go towards repayment of your cash advance, so managing your cash flow is easier. If on one day you don’t make a sale, you don’t pay anything that day*. And you can make one-off repayments at any time, without penalty.
Transparent, affordable pricing
You pay just one simple fixed fee**, determined by your cash advance amount, repayment percentage and PayPal sales history. No interest, hidden fees or penalties.
Ensure the business information on your PayPal business account is complete and you have been processing payments with us for a minimum of 3 months.
You need to be processing at least £9,000 per year in sales through your PayPal account and have your account in good working order.
You will then be able to apply via our simple online application form and, if approved, you can use the funds immediately to invest in your business.
Sign up for a PayPal business account
The sooner you start processing your payments with PayPal, the sooner you could be eligible to apply for PayPal Working Capital.Sign up Now