Refer a Friend

You deserve a
nice reward.

You’re here. And we’re excited. Let’s get you signed up and ready to earn a £20 reward to use when you check out with PayPal.​


Min £5 spend within 30 days of signup. Offer ends 30 Sept 2023. Rewards expire 31 Dec 2023. Terms apply. See

How it works.

You can invite up to ten friends and earn up to £200 in rewards when they spend at least £5 each, within 30 days of signup.

You invite

Send a referral link to a friend who doesn’t have PayPal.

They join

Have them sign up and link their bank account or card.

You both earn

When they spend or send at least £5 (within 30 days of signup), we can send you both a £20 reward to use when you check out with PayPal.​

Your top FAQs.
Our answers.

What is PayPal’s referral program?

PayPal’s referral program allows you to earn rewards when you invite your friends to join PayPal.

Terms & Conditions

By participating in PayPal’s "Invite Friends" offer (the "Programme"), you agree to the following terms and conditions ("Terms"). The Programme allows you to invite people you know to sign up for a UK account with PayPal.

You could earn a Reward (defined below) when you invite friends and family to join PayPal through the Programme and they complete an Eligible Transaction (defined below). Under these Terms, if you are the person inviting people to join PayPal you are a "referrer", and if you are a person who receives such invitation, you are a "referee".

Offer Period: The Programme starts on 10 July 2023 at 12.00am GMT and ends on 30 Sept 2023 at 11.59pm GMT time (the “Offer Period”).

Eligible Participant: To be an eligible participant (an “Eligible Participant”), each referrer and referee must: (1) be eighteen (18) years of age or older; (2) be a resident in the UK; (3) have a UK personal PayPal account or premier PayPal account in good standing (a “Valid Account”) during the Offer Period; and (4) receive an authorised invitation to participate in the Programme (eligibility for/those who receive such invitation will be determined solely by PayPal). The Programme is limited to participants on a first-come, first-served basis. The referrer can claim a maximum reward of £200 GBP (two hundred pounds) in the Offer Period for successfully referring 10 (ten) referees that satisfy the “Reward Criteria” (defined below).

How it works: A referrer may refer a referee via the referral mechanism in the PayPal app or on The referrer can claim a maximum reward of £200 GBP (two hundred pounds) for a maximum of 10 (ten) referees during the Offer Period that satisfy the following “Reward Criteria”: referees must (i) access and complete the PayPal sign up process; (ii) link their bank, credit card or debit card to their PayPal account; (iii) verify their mobile number linked to their PayPal account; and (iv) complete an Eligible Transaction (defined below) within the first 30 days of completing the PayPal sign up process.

Eligible Transaction: An “Eligible Transaction” means: (a) an online PayPal checkout payment of £5.00 GBP (five pounds) or more using the referee’s new PayPal account that is marked as ‘complete’ in the referee’s Valid Account; or (b) a person-to-person payment of £5.00 GBP (five pounds) or more using the “Send Money” feature within PayPal (sent to anyone other than the referrer) using the referee’s Valid Account that is marked as ‘received’ by the recipient. Transactions that have been cancelled, refunded, or reversed by either the referee, referrer, or the seller do not count as Eligible Transactions.

Reward: The reward amount is £20 GBP voucher (twenty pounds) (the “Reward”). Once the steps described above are completed and verified, the Reward will be made available in the Eligible Participant’s Valid Account within approximately two weeks of the referee satisfying the Reward Criteria. During the Offer Period, there is a limit of (1) (one) Reward per referee Valid Account and (10) (ten) Rewards per referrer Valid Account. If two or more referrers invite the same referee, PayPal will credit the Reward to the person who first clicked on their referral link and completed the Reward Criteria, as determined in PayPal’s sole discretion.

Referrals: The referrer must only refer family and personal friends and acquaintances to the Programme and must obtain their prior consent before sending the referral. You must not publish or distribute the invitation to participate in the Programme that you received from PayPal in public locations (online or otherwise) where the audience is likely to include people who are not your family or personal friends/acquaintances. You may not refer yourself to the Programme. If you do so, PayPal may disqualify you from participation in the Programme and any successful referrals will be void, in PayPal’s sole discretion.

Receiving and using Reward: Once received, and qualified for, the Reward will be automatically applied the first time that the Eligible Participant checks out with PayPal using their Valid Account during the Offer Period (“Eligible Purchase”). Eligible Purchases do not include: (1) send/receive money transactions (including those marked as a “Goods and Services” payments); (2) charitable donations; (3) purchases made using; (4) PayPal Business Debit Mastercard® purchases made using the card directly and not through your Valid Account; (5) PayPal transaction fees; or (6) transactions made in any other currency other than pounds sterling. Rewards will be viewable in the “Offers” section of the Eligible Participant’s Valid Account. The Reward does not constitute electronic money, is not deemed part of your PayPal balance, has no cash value and cannot be redeemed for cash, used to purchase gift cards or transferred out of the Eligible Participant’s Valid Account. The Reward is separate and different to PayPal balance. The Reward must be redeemed during the Offer Period and may only be redeemed as described in these Terms and Conditions. Use of the Reward will be reflected on the Eligible Participant’s PayPal receipt and/or in the transaction details of their Valid Account. Rewards should be visible in the “Offers” section of your Valid Account within approximately 14 days (fourteen) but may be available sooner. Rewards must be used by 31 December 2023 (the “Redemption Period”).

Miscellaneous: Redemptions are final, will not be returned, and are subject to review and verification. If item(s) purchased using a Reward are returned and the Redemption Period has expired, PayPal will first refund the money spent to the payment method used to complete the Eligible Purchase and purchase amount in excess of the money spent (i.e. the value of the Reward) will not be refunded. If the Redemption Period has not expired, the value of the Reward will be returned to the Offers section of the Valid Account and will be available for use by the account holder. PayPal may provide an alternate reward of equal value if it is unable for any reason to fulfil the Reward. PayPal reserves the right to cancel, suspend or modify this offer in part or in its entirety at any time without notice, for any reason in their sole discretion. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. PayPal is not responsible and/or liable for any lost, stolen, late, incomplete, illegible, interrupted, delayed, or misdirected e-mail, Reward, or offer-related materials or correspondence or if any participant’s e-mail address, Valid Account, or other contact information does not work, is deleted, or is changed without participant giving prior written notice to PayPal. PayPal reserves the right to review any account or transaction related to this offer, in its sole discretion, without notice, and delay or reverse completion of the Reward. Offer is void where prohibited, if Eligible Purchases or subscription upgrades/sign-ups are not completed through legitimate channels, or if any offer-related materials are counterfeit, altered, fraudulent, defective, tampered with or irregular in any way. Participation is subject to PayPal’s User Agreement. Any questions relating to the offer will be resolved in PayPal’s sole discretion and its decisions related to the offer will be final and binding.

Governing law and jurisdiction: These Terms are governed by English law. By participating in the Programme, you agree to be bound by these Terms and our User Agreement. Questions relating to the Programme will be resolved in PayPal’s sole discretion and its decisions related to the Programme will be final and binding.

Promoter: The promoter of this Programme is PayPal Pte. Ltd, a Singaporean company registered under number 200509725E and with a registered address of 5 Temasek Boulevard, #09-01 Suntec Tower Five, Singapore 038985.

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