Refer a Friend

Ready to score
up to £200?

You’re here. And we’re excited. Let’s get you signed up and ready to earn £20 in just a few steps. ​

Min £5 spend. Ends 31 Dec 2022. Terms apply.

Earn £20 each. In three simple steps.

You can invite up to ten friends and score up to £200. Just make sure they spend at least £5 each.

You invite

Send a referral link to a friend who doesn’t have PayPal.

They join

Have them sign up and link their bank account or card.

You both earn

When they spend or send at least £5, we'll send you both £20.

Inviting Friends and Earning Referral Reward Terms & Conditions

By participating in PayPal’s "Invite Friends" offer (the "Programme"), you agree to the following terms and conditions ("Terms"). The Programme allows you to invite people you know to sign up for a UK account with PayPal.

You could earn a Reward (defined below) when you invite friends and family to join PayPal through the Programme and they complete an Eligible Transaction (defined below). Under these Terms, if you are the person inviting people to join PayPal you are a "referrer", and if you are a person who receives such invitation, you are a "referee".

Offer Period: The Programme starts on 03 Oct 2022 at 12.00am GMT and ends on 31 Dec 2022 at 11.59pm GMT time (the “Offer Period”).

Eligibility and overview: To be an eligible participant (an “Eligible Participant”), each referrer and referee must: (1) be eighteen (18) years of age or older; (2) be a resident in the UK; (3) have a UK personal PayPal account or premier PayPal account in good standing (a “Valid Account”) during the Offer Period; and (4) receive an authorised invitation to participate in the Programme (eligibility for/those who receive such invitation will be determined solely by PayPal). The Programme is limited to participants on a first-come, first-served basis. The referrer can claim a maximum reward of £200 GBP (two hundred pounds) in the Offer Period for successfully referring 10 (ten) referees that satisfy the “Reward Criteria” (defined below).

Reward Criteria: A referrer may refer a referee via the referral mechanism in the PayPal app or on The referrer can claim a maximum reward of £200 GBP (two hundred pounds) for a maximum of 10 (ten) referees during the Offer Period that satisfy the following “Reward Criteria”: referees must (i) access and complete the PayPal sign up process; (ii) link their bank, credit card or debit card to their PayPal account; (iii) verify their mobile number linked to their PayPal account; and (iv) complete an Eligible Transaction (defined below).

Eligible Transaction: An “Eligible Transaction” means: (a) an online PayPal checkout payment of £5.00 GBP (five pounds) or more using the referee’s new PayPal account that is marked as ‘complete’ in the referee’s Valid Account; or (b) a person-to-person payment of £5.00 GBP (five pounds) or more using the “Send Money” feature within PayPal (sent to anyone other than the referrer) using the referee’s Valid Account that is marked as ‘received’ by the recipient. Transactions that have been cancelled, refunded, or reversed by either the referee, referrer, or the seller do not count as Eligible Transactions.

Reward: The reward amount is £20 GBP (twenty pounds) (the “Reward”). During the Offer Period, there is a limit of one (1) Reward per referee Valid Account and ten (10) Rewards per referrer Valid Account. If two or more referrers invite the same referee, PayPal will credit the Reward to the person who first clicked on their referral link and completed the Reward Criteria, as determined in PayPal’s sole discretion. The Reward should be added to the Eligible Participant’s Valid Account within two weeks of the referee satisfying the Reward Criteria.

Referrals: The referrer must only refer family and personal friends and acquaintances to the Programme and must obtain their prior consent before sending the referral. You must not publish or distribute the invitation to participate in the Programme that you received from PayPal in public locations (online or otherwise) where the audience is likely to include people who are not your family or personal friends/acquaintances. You may not refer yourself to the Programme. If you do so, PayPal may disqualify you from participation in the Programme and any successful referrals will be void, in PayPal’s sole discretion.

Receiving and using Reward: PayPal reserves the right to limit, cancel, or revoke a Reward if PayPal determines, in its sole discretion, that you have violated these Terms or if we restrict or close your PayPal account pursuant to our User Agreement. PayPal may provide an alternate reward of equal value if it is unable for any reason to fulfil the Reward. PayPal is not responsible and/or liable if any e-mail, reward, referrals, or Programme-related materials or correspondence are lost, fraudulent, abusive, stolen, late, incomplete, illegible, interrupted, delayed, altered, defective, misdirected, tampered with, or irregular in any way or if any Eligible Participant’s e-mail address, Valid Account, or other contact information does not work, is deleted, or is changed without you giving prior written notice to PayPal. PayPal reserves the right to review any account or transaction related to this Programme, in its sole discretion, without notice, and delay completion of the Reward. Programme is void where prohibited or if Eligible Participant’s account or transaction are fraudulent, abusive, not completed through legitimate channels, or irregular in any way.

Governing law and jurisdiction These Terms are governed by English law. By participating in the Programme, you agree to be bound by these Terms and our User Agreement. Questions relating to the Programme will be resolved in PayPal’s sole discretion and its decisions related to the Programme will be final and binding.

Promoter: the promoter of this Programme is PayPal Pte. Ltd, a Singaporean company registered under number 200509725E and with a registered address of 5 Temasek Boulevard, #09-01 Suntec Tower Five, Singapore 038985.

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