Card and contactless payments - easy and secure.

It's simple to take card or contactless payments, including Apple Pay and Android Pay, in person with PayPal Here card reader.

Get money paid into your account within seconds, protected by PayPal's world-class security and managed with the app.

There's no monthly fee. Pay once for your card reader and from 2.75% to as low as 1% per transaction with no fixed term.*

How to get started with the PayPal Here card reader.

1Order PayPal Here card reader.

2Download the PayPal Here app for iPhone, iPad and Android devices.

3Sign up for a PayPal Here account.

4Get paid.

The PayPal Here fee structure

We count all your PayPal transactions to get your volume discounts, not just payments you take through PayPal Here.

per transaction*

*Subject to application. Other fees apply. See all fees.
Other fees apply

Explore the free PayPal Here point-of-sale app.

The PayPal Here app features many useful tools to help you get paid. Download the app on iPhone, iPad or Android devices to get started.

Manage Inventory

Use the app or log in to PayPal on your desktop to manage and categorise your inventory list and upload photos.

Watch video

Add multiple users

Add up to 200 users to one account, all with separate passwords and access levels.

Watch video

Generate reports

Run customised sales reports by date, salesperson, items, and more—all in a couple of taps.

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Get paid in person with PayPal Here

Merchant Rate

You can apply for the below Merchant Rate if you’ve processed more than £1,500 in total payments through PayPal in the previous calendar month and your account is in good standing (not currently under investigation). We will look at your total payments processed to determine your Merchant Rate on a monthly basis.

Merchant Rate fee table
Your total monthly sales Blended fee Interchange Plus*
Up to £1,500 2.75% IC + 2.5%
£1500.01-£,6000 1.75% IC + 1.5%
£6,000.01 - £15,000 1.5% IC + 1.25%
Over £15,000.01 1.0% IC + 0.75%
To discuss call rates, Call 0800 358 7929

*Actual Interchange costs will vary depending on the type of card used and where it was issued. Interchange fees vary from 0.2% to 2.0%.

There are 2 fee structures available for this solution:

Blended fee structure

The blended fee structure can include two components – a set percentage for each transaction, plus a fixed fee for some transactions. You’ll pay the same rate regardless of the card type used, with PayPal absorbing any fluctuations in the actual cost of performing the transaction. For example, you might be charged 2.75% or 3.4% + 20p depending on the transaction type. You’ll receive the money in your PayPal account as soon as your customer makes the purchase, and that money is usually available immediately to withdraw to a bank account.

The Blended fee structure may be preferred if:

  • Immediate availability of funds on all your transactions is important
  • Predictable transaction costs are essential for planning
  • Quick and simple reconciliation of PayPal and card sales is preferred

Interchange Plus fee structure

The Interchange Plus fee structure can include three components – interchange fees (set by MasterCard and Visa), a set percentage for each transaction, plus a fixed fee for some transactions. Interchange Plus rates apply only to transactions in which your customer has paid you directly with a debit or credit card. Interchange fees may vary depending on the country of issuance, category and type of card used to make the payment. For example, you might be charged interchange + 2.5% or interchange + 3.15% + 20p depending on the transaction type

The Interchange Plus fee structure may be preferred if:

  • The vast majority of your sales are from consumer card types in the UK or from within the European Economic Area where interchange fees are capped.
  • Delay of one to two business days to the availability of your credit and debit card funds is acceptable.
  • Differing settlement times between card sales and PayPal sales doesn’t impact reconciliation.

Maintaining your Merchant Rate
After qualifying for Merchant Rate pricing you need to maintain a payment volume of more than £1,500 per month to remain eligible for Merchant Rates. In the event that a payment volume of more than £1,500 is not maintained in the previous calendar month, or if you have unresolved chargebacks, you will no longer be eligible for Merchant Rate pricing and Standard Rate fees will apply. You don’t need to reapply for Merchant Rate fees if your payment volume drops below £1,500 in the previous calendar month. Merchant Rates will automatically apply again when you reach the qualifying payment volume.

How to apply
If you’re interested in these merchant rates, please log in to your PayPal account and apply via the online application form. If you are declined, please note that you will only be able to reapply in 30 days' time.

Accessories for the PayPal Here card reader.

Card reader accessories Mounting and charging peripherals for your card reader.
More on Card reader accessories

Bouncepad Secure iPad enclosure, flippable screen and card reader cradle.
More on Bouncepad

Lanyards and cases Simple solutions to carry and protect your card reader.
More on lanyards and cases

POStoGO Everything you need to trade including PayPal Here card reader, Epos Now’s award-winning software, innovative mobile tablet, base-unit & printer.
More on POStoGO

Point-of-sale stands Lockable tablet enclosure with integrated card reader holder.
More on point-of-sale stands

Looking for more information?

Unsure about how PayPal Here works?

Check the How To page

Want a PayPal Here Custom POS solution?

More about packages

Need advice from the community?

Explore the community forum

Prefer to speak to someone instead?

Call us on: 020 8080 6500 or 0800358 9448**


How do I take a payment with PayPal Here?

Taking a payment with PayPal Here is easy. All you need is your card reader, the PayPal Here app, a phone or tablet and an internet connection.
Check the how to page for more

How do I pair the card reader via Bluetooth?

To pair your card reader with your phone or tablet via Bluetooth, make sure your card reader is switched on, then turn on your phone or tablet’s Bluetooth setting.
Check the how to page for more

Do I need an internet connection to use PayPal Here?

Yes. To take payments with PayPal Here, you must be connected to the internet via Wi-Fi or mobile data.

What support do I have if I experience any difficulty when taking payments?

There’s lots of helpful advice on our How to page and if you still have questions or concerns, contact our UK based customer support team on 020 8080 6500 or 0800 358 9448** between 8:00 AM and 10:00 PM Monday through Friday and from 9:00 AM to 9:00 PM on weekends or just email us on