Coming soon – The PayPal Business Loan

A new, affordable way to finance your business from PayPal.No arrangement or early repayment fees. Just the money you need, when you need it most, sent straight to your bank account.*

*For corporate customers and business purposes only. A personal guarantee is required. Subject to status. Terms and Conditions apply.

Am I eligible?

Need business funding now?
Find out more about PayPal Working Capital

Funding that works for you – and your business

A PayPal Business Loan makes financing easy, offering funding from £5,000 over a period of 12 months.

Clear, competitive rates

Our fixed rates start from as little as 5.9% p.a., so a PayPal Business Loan can be an affordable way to fund your business plans and manage your monthly outgoings.

Hassle-free repayment

With a PayPal Business Loan, monthly repayments are automatic. There are no processing or early repayment fees, so if you want to pay back a bit more one month, you can.

Access Funds Quickly

If you’re approved and you accept, funds are transferred directly to your bank account using Faster Payments, usually this is within minutes but can take up to two hours. Now that's speedy.

Representative example:

Representative19.3% APR(fixed)

Amount borrowed£28,000

Monthly repayments£2,564.38(12 month term)

Annual interest rate17.8% p.a.(fixed)

Total amount of credit£28,000

Total amount payable£30,772.51

Need business funding now? Find out more about PayPal Working Capital

Even more reasons to choose a PayPal Business Loan…

12 months fixed term
You’ll have up to 12 months to pay back your PayPal Business Loan. If you want to pay it off sooner you can, with no early repayment fees.
Borrow based on your business
When you apply, we’ll check your business’s annual turnover and sales history to work out how much you can borrow.
Easy repayments
Loan repayments are taken automatically from your bank once a month – letting you focus on running your business.
No hidden fees
There are no arrangement fees, and no early repayment fees. You can even pay it all off in one go if you like, and you’ll only pay interest for the time you borrow. Late payments may result in a late repayment fee of £20.
A loan to suit you
We know every business is different, that’s why we offer loans of all different sizes. Whatever your plans, you can choose your loan amount based on your business’s eligibility.

Applying is quick and easy.


Need business funding now? Find out more about PayPal Working Capital

If you continue to browse, we'll use cookies that make our site work, improve performance and customise your experience. If you accept, we'll also use cookies to personalise ads. Manage your cookies