PayPal Working Capital gives businesses access to the capital they need. It's faster and easier than traditional forms of finance. It's available to select businesses that already process payments through PayPal. If your business qualifies, we'll review your PayPal history to customise an offer, especially for you.

Apply for a PayPal Working Capital cash advance now.

If approved for a cash advance, the process is easy:

• Select your cash advance amount. Maximum loan amounts vary based primarily on your PayPal account history.
• Choose the percentage of your future PayPal sales that you want to go towards repayment of the cash advance amount and the cash advance fee.
• Accept the terms and conditions, and the cash advance is deposited into your account with PayPal.

Your repayments will be taken from your future PayPal sales until your balance is paid in full. You can make additional payments or even pay the cash advance in full with no early repayment fee.