How do I use my credit card to pay in a foreign currency through PayPal?

When paying in a different currency with your credit card, you have two options for the currency conversion:

  • Use PayPal's conversion process: We'll complete your transaction using your card's currency.
  • Use the credit card issuer's conversion process: We'll debit the amount from your card in the currency determined by the seller.

You can see these conversion options by clicking View conversion rates on the payment page.

If PayPal performs your currency conversion, you’ll be notified of the conversion rate at the time of the transaction.

If you choose to use your card issuer's currency conversion procedures, we won't know the conversion rate. You'll only see the foreign exchange rate or any additional foreign exchange fees until you receive your card statement.

If you use an American Express card, you don't have the option to use PayPal's conversion process. American Express takes care of the conversion.

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