Pay in 3 is a credit agreement. Consider if the purchase is affordable and how you will make repayments. Missing payments may make other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See terms for more details. You can use Pay in 3 on purchases £20 - £3,000.
Buy now, pay later for electronics
Buy the latest tech now and Pay later.
Upgrade your tech today and pay over time with PayPal's Pay in 3 option. Spread your payments over time. Shop smarter and keep your budget under control when you get a new device.
Earn 5% cash back on Pay Later purchases through December 311
Buy now, pay later for top tech brands
How PayPal Pay Later
works
We offer a flexible payment option for your electronic purchases, so you can spread the cost at checkout.
Pay in 31 | |
|---|---|
Purchase amount | £30-£2000 |
Interest and payments | 3 interest-free payments with no late fees. |
Time between payments | First payment is made at the time of purchase with the next two payments made automatically on the same date over two months. |
Repayment method | Debit card, or confirmed bank account |
Buyer Protection2 | Included on eligible purchases |
Sign-up and late fees | None |
Plan. Buy. Pay in 3.
01
Checkout
Choose PayPal at checkout then select Pay in 3.
02
Get a decision
Get a quick decision, and if approved, make your first payment today.
03
Make payments
Make two more payments automatically on the same date, each month.
Managing payments
Keep on top of your tech payments online or in the PayPal app. Enjoy the flexibility to pay for your electronics purchases over time while keeping your budget in check and interest-free.
Spend smarter
Think needs before wants
Make a list of your essential outgoings and subtract them from your monthly income to see what you have left for the fun stuff.
Stay safe and secure
When shopping online, stick to reputable vendors and check for the padlock symbol in your address bar which shows the site is secure.
Consider how you pay
Spreading the cost of a bigger purchase over time and splitting it into more manageable payments can help when it comes to budgeting.
Know your limits
Set a limit for how much you can spend and ringfence it in a payment app or separate bank account.
Buy Now, Pay Later FAQs
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