Choose the Right Payment Solution for Your Business


PayPal offers you a choice of low-cost payment solutions for your online business. If you’re not sure which one is right for you, consult the chart below.

As you’ll see, PayPal payment solutions save you both time and money when compared to traditional merchant accounts and gateway solutions.

PayPal Payment Solutions
Website Payments StandardEmail PaymentsAdditional Payment Option
Customer payment experience
Customers shop on your website
Customers pay on PayPal site
Customers receive your payment request by email
Customers pay on PayPal site
Customers shop on your website
Customers choose to pay on PayPal site
Fees per transaction
2.4% - 3.4% + $0.30 USD, depending on monthly volume2.4% - 3.4% + $0.30 USD, depending on monthly volume2.4% - 3.4% + $0.30 USD, depending on monthly volume
Set-up fees
None NoneNone
Monthly fees
None NoneNone
Gateway fees
None NoneNone
Type of payment accepted
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfer
  • PayPal account balance
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfer
  • PayPal account balance
  • Major credit cards: Visa, MasterCard, American Express, Discover
  • Bank transfer
  • PayPal account balance
Technical skills required
Simple HTMLSimple download and installScripting, APIs
Time needed to apply
5 minutes5 minutes5 minutes
Time needed to set up
10 minutes5 minutesUp to 2 days
Approval time
ImmediateImmediateImmediate