It's always free to send money to friends and family when you use your PayPal balance or bank account. Fees apply only if the sender uses a credit or debit card, or if you receive any payment for goods or services. There are also:

• No monthly fees to maintain a PayPal account.
• No setup fees.
• No gateway fees.
• No fees for multiple eBay and merchant tools.

The standard rate for receiving payments for goods and services is 3.4% + €0.35 EUR.

If you receive more than €2,500.00 EUR per month, you're eligible to apply for PayPal's Merchant Rate - which lowers your fees as your sales volume increases. Your fees can be as low as 1.9% + €0.35 EUR, based on your previous month's sales volume.

See general fees information.

View cross-border transaction fees