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Help Centre > Payments/Send money > Why can't I send money with my credit card?

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Why can't I send money with my credit card?

There are a few reasons why you might not be able to send money using your credit card:

  • You may have reached the sending limit for your credit card. To find out, log in to your account and click See how much you can send with PayPal under "More about your account" on the left of the page.
  • You may have reached the spending limit for your credit card. Contact your card issuer to find out.


If you’re not able to send money with your credit card, you may be able to complete the transaction by paying with your US bank account or local bank account.

To pay with your US bank account, you need to link and confirm your US bank account. If you do online banking, you can usually link your bank account in a few minutes.

To Pay with your local bank account, you need to top up your PayPal account and make payments with your PayPal balance. It usually takes 2 to 4 working days.

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