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Help Centre > All About PayPal/Fees > What are the PayPal fees for currency conversion?

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What are the PayPal fees for currency conversion?

When you use PayPal to convert money into or send a payment in a different currency, you can view the conversion rate at the time of the transaction. The foreign exchange rate is determined by a financial institution, which is adjusted regularly, based on market conditions. This exchange rate includes a processing fee above the exchange rate at which PayPal obtains foreign currency.

If you use your credit card to send a payment, MasterCard and Visa allow you to choose their conversion rate instead of PayPal's. If you choose MasterCard or Visa, the applied conversion rate will be shown on your credit card statement, and not at the time of the transaction.

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