How to Link Credit or Debit Cards to Your PayPal

Save yourself the risk and hassle of entering your financial details each time you shop and pay online.

So you’ve signed up for your PayPal account and are a few steps away from faster checkouts. Adding a credit or debit card not only saves you the hassle of looking for your payment details each time you shop, it also better guards your data as you no longer have to type in your financial information on the different websites you check out on.

Moreover, PayPal never shares your full details and monitors for any activity that seems unusual. We’ll send you a receipt for every payment, so you can keep track of your spending.

The best part is that it’s free to use PayPal to pay. You won’t need to pay any fees to enjoy faster and safer checkouts, as well as additional perks such as your card rewards, Buyer Protection and free return shipping for eligible goods*.

Linking your credit or debit card

If you haven’t already linked your credit or debit card while signing up, you can do it at any time from your personal account.

STEP 1: Link from your PayPal payment dashboard

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Once you’ve logged in, look for the Payment Methods tab on your account browser and click through to a summary of your currently linked bank accounts, credit or debit cards, as well as PayPal Balance. To start, click on Link a card.

STEP 2: Verify your credit or debit card details

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Choose if you’d like to link a credit or a debit card. We’ll need you to enter your card details, which can be found on your physical bank card. Once you have done so, click Save.

You’ll then be taken to your bank’s website to authenticate your card. Once you enter the one-time passcode your bank will send to confirm your card, you’re done!

STEP 3: Add new credit or debit card

Using PayPal doesn’t mean you lose out on card perks. In fact, your account allows you to pick and choose the card that gives you the preferred reward points, miles and cashbacks. All you need to do is link each card once to have the choice of checking out with it when shopping online. So go ahead and link more credit or debit cards to your PayPal account to have all your rewards at hand.

Removing a Credit or Debit card

To remove a credit or debit card, simply go to the same page under Payment Methods and select the card you want to remove. Click on Edit, and then Remove Card, and it will no longer be linked to your PayPal account.

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What to do next

Now that you have your credit or debit card successfully linked, it’s time to shop on more stores all around the world. Don’t forget, you can be covered with our Buyer Protection when you checkout with PayPal, and enjoy free return shipping for eligible items*. You can also withdraw the payments you receive from others to your linked cards or bank account.

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*Terms and conditions apply. Please refer to our Buyer Protection and Refunded Returns pages for more information.

Useful Resources

Discover the deals and rewards you can get when you shop worldwide with PayPal.

Transactions with PayPal enjoy world-class security with 24/7 fraud monitoring.

How you can get full refunds on eligible purchases that do not arrive or isn’t as described.

Here’s how you can get refunds for your return shipping costs on eligible purchases.