Getting Started with Your PayPal Business Account
How to Sign Up
STEP 1: Select your business type
Whether you’re running a webstore, small business or a large shipping company, we want to know your business type so we can find the right payment solution for your needs.
STEP 2: Tell us more about your business
Tell us more about what business category and sub-category you’re in, your TIN number, where and when it was established, and don’t forget to add in your contact information.
STEP 3: Tell us about your finances
We need to know more about your finances to better understand your requirements and recommend the best payment solution for your needs.
Which Solution to Use
Website Payments Standard (WPS)
More about Website Payments Standard
More about Express Checkout
More about Online Invoicing
More about Email Payments
You don’t just have to choose one payment solution, and can always add on other features as your business grows. Pick and choose as many solutions as you need to help your business run more smoothly and, most importantly, sell more!
How Online Payments Work
After you and your customer reach an agreement, send them a payment request using an invoice, email or your link with the agreed amount.
Customer Pays You
Your customer will receive a notification to log in to their PayPal account to pay you directly.
Payment is Processed
Once your customer has authorized payment, we process the transaction on our encrypted network to ensure increased security for your financial details.
You Get Paid
Once the payment has been processed, we’ll notify you and transfer the money to your PayPal account instantly.
We know your customers are always looking for a faster and safer way to shop online. With PayPal, you’re not only getting the best selection of payment options as a business owner, but the assurance of a brand your customers can trust.
Frequently asked questions.
All PayPal accounts allow you to send and receive payments.
- Personal: Recommended for individuals who shop and pay online, or wish to send or receive personal payments for shared expenses such as splitting of dinner bills or rental charges; for casual sellers or non-businesses who wish to get paid online, and who also make online purchases.  >
- Business: Recommended for merchants who operate under a company/group name. It offers additional features such as allowing up to 200 employees limited access to your account and customer service email alias for customer issues to be routed for faster follow-ups.
For complete information on PayPal transaction fees, please see the fees section of our User Agreement or click Fees at the bottom of any PayPal webpage.
>We support crowdfunding by offering a more convenient and secure way to accept payments, helping you make your idea a reality.
-  > >Engage you early in the process.  >
-  > >Provide you with upfront guidelines and expectations.  >
-  > >Offer a flexible, safer, and more secure payment option.  >
-  > >Keep fees low.
>What is Preselling?
How and when your money is refunded depends on how you made the original payment:
|What you paid with > > >||Where your refund goes > > >||When you'll get it > >|
|Credit card (including PayPal Credit) > > >||Credit card > > >||Up to 30 days > >|
> > >
> > >If the card you paid with is closed or invalid, the money will still be refunded to your credit card account.
|Bank account > > >||PayPal balance > > >||3 to 5 business days > >|
> > >
> > >You can spend the money in your balance or withdraw money from your PayPal balance to your bank account.
> > >
|Your PayPal balance > > >||PayPal balance > > >||Same day as the refund was issued > >|
|PayPal balance and credit card > > >||The amount you paid with your card is refunded to your card, and the remaining amount is sent to your PayPal balance. > > >||Card: Up to 30 days > >|
> > >
> > >PayPal balance: Same day as the refund was issued
|Debit card > > >||Debit card > > >||Up to 30 days > >|
> > >
> > >If the refund can't be applied to your debit card, it will be sent to your PayPal balance.
You can check the status of your refund at any time, by logging into your account.
Here’s what those statuses mean:
|Refund status > > >||What it means > >|
|Pending: > > >||Your refund has been issued, but the bank is still processing it. It usually takes 3 to 5 business days for the money to arrive. > >|
|Refunded or partially refunded: > > >||Your refund is complete. The money should be back in your PayPal balance or on your credit or debit card. > >|
|Temporary hold: > > >||Your refund was sent before your original payment cleared your bank. This usually takes 3 to 5 business days to process and the refund will be credited to your PayPal balance once complete. > >|
|Completed: > > >||Your refund has been sent and completed on the seller or recipient's side. You still may not see the payment in your PayPal available balance. It may take an additional 3 to 5 business days to process, even if it's marked as Completed. > >|
Merchants must provide proof of registration with the applicable country-specific regulatory body, proof of internal anti-money laundering policies and procedures, and evidence of other controls. Merchants can inquire about approval in accordance with this policy by sending contact information, business URL, and a brief business summary. For more information please contact us by clicking Help & Contact at the bottom of any PayPal page.