When you send a refund using the Issue Refund link, we deduct the total amount of your refund from your PayPal balance.

If your PayPal balance does not cover the refund:

• If you have a confirmed U.S. bank account, we'll withdraw the amount of the refund from your bank account.
• If you don't have a confirmed U.S. bank account, you won't be able to issue the refund until you add money to your PayPal balance.

The status of a refund that's issued from your bank account is "Pending" unitl the funds clear. Depending on the bank, it can take 3 to 5 business days for funds to clear.