Security for Merchants

Lost sales. Compromised data. Missed opportunities. It's an unfortunate fact that online fraud can erode your business. PayPal helps protect you against fraud, so you can grow your business—and minimize losses.
We help your business stay secure.
  • PayPal's industry-leading loss rate is less than 0.5%.

  • We protect sensitive information using state-of-the-art encryption, so your data is not available to anyone.
We help you keep out fraud.
  • Our proprietary risk models help detect and predict fraudulent transactions - before they affect your business.

  • We use CVV2 checks to thwart identity theft.

  • And we employ patent-pending bank account verification as an additional level of authentication.
We help shield you from liability.
  • PayPal fights chargebacks to help your business avoid losses.

  • As well as our leading-edge technology, more than 1,000 employees are dedicated to making eBay and PayPal safe places to trade.
"Fraud is the main reason we went with PayPal. We were accepting credit cards with MasterCard and Visa directly, but the fraud rate was higher with the regular merchant account compared to PayPal. So we just shut that off and went with PayPal."

Steve Lugers