What happens if I can't fund my Instant Transfer?

We’ll send you an email to let you know that the bank account you used for your Instant Transfer has insufficient funds.
We’ll make a second attempt to request funds from your bank account. If funds still aren’t available, we’ll charge your backup funding source.

  • PayPal doesn’t charge a fee for insufficient funds, but your bank might.
  • We can’t refund bank fees for insufficient funds.