How to Set Up a PayPal Account


How to Set Up a PayPal Account

Join the millions of people using PayPal today:

  1. Create a PayPal account—sign-up is free
  2. Add your payment info
  3. Start using PayPal

Don’t have an account?


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Stay Secure and Protected

See how PayPal secures your financial information and protects your eligible purchases.

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Did You Know?

Tip #9Withdrawing money from your PayPal account is easy.

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Sign-up is free and super easy. Choose from three PayPal account types—Personal, Premier, and Business—and enter an email address, password, and a few more details.

You'll receive an email from PayPal asking you to activate your account. Then you're ready to shop, send money, and accept payments using PayPal.

To use PayPal, you need to add a payment method to cover your transactions. This can be your bank account, debit or credit card, or a new payment method like MoneyPak™.

Simply link your preferred payment method and you're ready to make purchases or send money.

After completing your sign-up, start enjoying all the benefits of PayPal. Like never having to enter your payment info again. Or paying friends back for dinner using your phone.

Before long, the world’s favorite way to pay and get paid will also be yours.

Which Account Type Is Right for Me?

PayPal account types are designed to provide you with the right amount of functionality for your needs. There is no cost to set up an account—no matter which type you choose. You can upgrade your account at any time.

Account type comparison chart

How Much Does It Cost to Pay with PayPal?

It's free to sign up for a PayPal account. PayPal does not charge any fees when you pay for goods and services within the US using your account. There are fees in other cases, such as:

  • Paying for goods and services outside the US
  • Receiving payments for goods and services
  • Receiving money from friends and family made using a debit or credit card
  • Receiving payments from other countries
  • Sending money with a credit card to friends and family
View PayPal Fees

What Happens Once I Sign Up?

You'll receive an email asking you to activate your account. We do this to make sure you are who you say you are by asking you to verify your email address. It only takes a moment to click on the button in the activation email and enter the password you just created.


Why Do I Need a Funding Source?

When you pay for something or send money with PayPal, we cover the transaction using a payment source, such as your bank account or credit card, or after we use your PayPal balance. We never share this information with sellers or merchants. And our Purchase Protection program covers you against unauthorized payments (See Eligibility), wrong items, and orders that never arrive.


How Do I Add a Funding Source?

It's easy to link your PayPal account to a funding source. After signing up with PayPal, add your debit or credit card or bank account information in the Profile section of your PayPal account. Then each time you shop or send money with PayPal, simply select how you’d like to pay—via your bank account or with your credit card.


Can I Use PayPal and Still Collect Credit Card Reward Points?

Absolutely. Just link your credit card to your PayPal account when you sign up or add it later. Then simply select your credit card as your method of payment when you check out using PayPal and you'll rack up the rewards.


Where Can I Use PayPal?

You can use PayPal at thousands of your favorite online stores—just look for PayPal when you check out online. You can find great deals from selected merchants anytime at our PayPal Shopping site. And you can also use PayPal to pay for items on eBay. Visit Our Store Directory.


How Do I Shop with PayPal?

Choose PayPal at the checkout page.

Log in to your PayPal account using your email address and password.

Select your payment method, such as your credit card or bank account.

Confirm the order with one final click and you’re done.

Learn More about Shopping with PayPal

How Do I Send Money with PayPal?

All you need to send money is the recipient’s email address or mobile number.

The recipient gets an email or text notification. To withdraw the money, they log in to PayPal or sign up in minutes.

Recipients in the US can withdraw the money by spending it online, transferring it to a bank account, requesting a check, or using a PayPal debit card.

Learn More about Sending Money with PayPal

How Can I Get Paid for Selling Things on eBay and Classified Websites?

Whether you want to sell something on eBay, classified websites, online forums, or your own website, PayPal can help you get paid.

To get paid for an item you sell on eBay, you’ll need to open a PayPal account first, and then list the item you want to sell on eBay. After your item sells and the winner sends money to your PayPal account, PayPal will send you a payment confirmation.

To get paid for an item you sell on a classified website, online forum, or social networking site, you’ll need to open a PayPal account first and then list the item you want to sell. After you and the buyer agree on the purchase price, go to the Request Money tab in your PayPal account and type in the buyer’s email address to request payment. PayPal will send the buyer an email requesting payment through PayPal. After the buyer pays for the purchase, PayPal will send you a payment confirmation.

Learn More about Getting Paid with PayPal

Can I Use PayPal to Accept Payments on My Website?

Yes. PayPal is an easy and secure way to start accepting payments online. It’s also a well-known payment method that your shoppers trust. If you already have a website, use our payment buttons to accept debit card, credit card, and bank account paymentsῶsetup only takes a few minutes. You don't need a separate merchant account and gateway. And your customers don't even need a PayPal account to make a payment. It’s easy to integrate our payment buttons onto your site and start collecting payments online.

Learn More about Accepting Payments with PayPal

Can PayPal Help Me Fundraise?

Yes. PayPal offers a suite of online fundraising tools to help you collect donations from friends, family, co-workers, or anyone in your social network. You can fundraise by accepting credit cards on your website, or using your PayPal account to request money via email or your mobile phone. We can also help you fundraise on Facebook or create a custom website to support your cause.

Learn More about Fundraising with PayPal