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How do I confirm my credit or debit card with PayPal?

If a “Confirm Card” link appears next to your card details, you’ll need to confirm this debit or credit card before you can use it with PayPal. This step helps to make sure that the card is valid and belongs to you.

Here's how to confirm your credit or debit card from a web browser:

  1. Go to your Wallet.
  2. Click the card you want to confirm.
  3. Click the Confirm Card link. (If you don’t see the link, we’ve automatically confirmed your card and there’s nothing else you need to do.)
  4. Review the information and click OK.

When you confirm your debit or credit card, we'll make a small charge to your card. This charge and a 4-digit PayPal code will appear on your card statement within 2-3 business days. If you request the PayPal code more than once, you’ll find more than 1 charge on your card statement. You need to use the latest code that you've requested.

If you don’t have access to your card statements online, you can check for the code when you receive your next statement in the mail.

Here's how to finish confirming your card with your 4-digit PayPal code from a web browser:

  1. Go to your Wallet.
  2. Click the card you want to confirm.
  3. Enter the 4-digit code and click Confirm.

After you confirm your card, we’ll immediately refund the charge. Your card issuer will credit your balance within 30 days of the refund date.

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