Business Debit Mastercard®

Spend your PayPal balance while earning cash back on eligible purchases.

The PayPal Business Debit Mastercard helps you do more with your money

Instant access

Spend or withdraw the money you have with PayPal—as soon as it’s added.*

Earn rewards

Earn unlimited 1% cash back on eligible purchases—including ones paid using a linked bank account.1

Shop everywhere

Use your PayPal business debit card everywhere Mastercard is accepted— pay in store, online, and by adding it to your favorite wallet.

Get cash

Use your PayPal business debit card to withdraw cash from ATMs or get cash back with purchase at participating retailers.2

Do more with the PayPal Debit Mastercard

The PayPal Business Debit Mastercard makes it convenient to spend and access your money with PayPal.*

It’s PayPal in your pocket

The PayPal Business Debit Mastercard helps you do more with your money

All the right features

No annual fee. No credit check. Unlimited 1% cash back rewards on eligible purchases.1

Speed up your cash flow2

There’s no waiting for your bank to release transfers when you want to spend or withdraw money from your PayPal Business or PayPal Cash Plus account.

Start earning cash back

Your card will usually be sent out within a day or two, and you can start earning cash back as soon as it arrives.

1 You'll receive unlimited 1.0% cash back on eligible purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction by phone, online, or in stores. Transactions eligible for bonus cash back include: credit transactions which you sign for and which are processed by Mastercard. Transactions that are not eligible for the cash back offer include but are not limited to: transactions processed as cash withdrawals, cash advances, or those using a PIN or transactions that the merchant processes as PIN-less debit. Additionally, you’ll only receive cash back when your monthly earned cash back is at least $1.00. Cash back earned that’s less than $1.00 that month will not be awarded and will not carry over to the next month. See Cardholder Agreement for complete details.

2 ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. See Cardholder Agreement for amounts and details. Cash back is available at Point of Sale devices at no-cost, as permissible by a merchant that bears the Maestro®, STAR® or PULSE® acceptance marks, and is dependent on retailer participation. Please verify acceptance with retailer at the time of the transaction. An Over the Counter Withdrawal fee of $3.00 applies when a signature is required to obtain cash back at a bank or other financial institution. Up to $400 USD daily withdrawal limit applies. See Cardholder Agreement for details.

* Customers must have or open a PayPal Business or PayPal Cash Plus account to qualify for the PayPal Business Debit Mastercard and to maintain and use a balance with PayPal. To be considered for a PayPal Business Debit Mastercard, a customer must either have a PayPal business account or be part of our Funds Now program.

The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.