Business debit card®

Spend your PayPal balance while earning cash back on eligible purchases.

The PayPal Business Debit Mastercard helps you do more with your money

Instant access

Spend or withdraw money from your PayPal balance — as soon as it’s added.*

Earn rewards

Earn unlimited 1% cash back on eligible purchases — including ones paid using a linked bank account.1

Shop everywhere

Use your PayPal business debit card everywhere Mastercard is accepted— pay in store, online, and by adding it to your favorite wallet.

Get cash

Use your PayPal business debit card to withdraw cash from ATMs or get cash back with purchase at participating retailers.2

It’s PayPal in your pocket

Mastercard is accepted everywhere, use your PayPal balance

The PayPal Business Debit Mastercard helps you do more with your money

All the right features

No annual fee. No credit check. Unlimited 1% cash back rewards on eligible purchases.1

Speed up your cash flow

There’s no waiting for your bank to release transfers when you want to spend or withdraw money from your PayPal Business or PayPal Balance account.

Start earning cash back

Your card will usually be sent out within a day or two, and you can start earning cash back as soon as it arrives.

To be considered for a PayPal Business Debit Mastercard, a customer must have a PayPal Business or PayPal Balance account to maintain and use a PayPal balance.

1. You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly.  See Cardholder Agreement  for complete details.

2. ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. See Cardholder Agreement for amounts and details. Cash back is available at Point of Sale devices at no-cost, as permissible by a merchant that bears the Maestro®, STAR® or PULSE® acceptance marks, and is dependent on retailer participation. Please verify acceptance with retailer at the time of the transaction. An Over the Counter Withdrawal fee of $3.00 applies when a signature is required to obtain cash back at a bank or other financial institution. Up to $400.00 USD daily withdrawal limit applies. See Cardholder Agreement for details.

The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.