Pay Later Messaging

Pay Later offers are included with PayPal Checkout. Add messaging now to help drive sales.

Power your growth with increased sales and customer loyalty

Grow your sales

Attract new customers and help increase average order amounts by promoting buy now, pay later options.

Dynamic messaging

Your customers will see the Pay Later offer most relevant to what they're browsing or buying now.

No added cost

Pay Later options and promotional messaging are included in the standard PayPal rates.2

Get paid up front

You get paid the full purchase price up front, so there’s no additional risk.

Pay Later options increase your customers' buying power

Add messaging throughout your site to let customers know about options to buy now and pay later, from interest-free payments to special financing offers.

Flexible payment methods are in demand

Dynamic messaging for the right offer, every time

Adding Pay Later messaging is simple

Choose the best option for adding Pay Later messaging

You update your site

Just add a few lines of code to the product and cart pages of your site.

Someone else updates your site

Send the code and instructions to whoever helps build or maintain your site.

Your site is on a Commerce Platform

Choose the commerce platform your site uses and then follow the setup instructions.

1PayPal Credit is subject to consumer credit approval.

2Standard pricing applies. Find out more about merchant fees.

3Online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2000 U.S. consumers, half of which were PayPal Credit users and the other half were not.

4About Pay in 4: Consumer late fee may apply for missed payments and varies by consumer’s state of residency. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS # 910457.