PayPal Business Loan

Streamline access to business funding with a fixed-term loan based on a full picture of your business.

Apply for a PayPal Business Loan

Find out about eligibility in minutes1

Provide basic business info online or over the phone. Checking eligibility won’t affect your credit score.2

Clear, competitive pricing

Pay one competitively-priced fixed fee that you know in advance. No late fees, no early repayment fees, and no processing fees.3

Predictable payments

Regular weekly payments will be made automatically from your business’s bank account so you’ll always know what to expect.

A simple application

basic information for loan eligibility

Tailored terms

select the term for your loan

Experts on your side

upload additional documents if asked

Fast access to cash

fast access to cash if loan is approved
The lender for PayPal Business Loan is WebBank, Member FDIC.

1 This is an invitation to apply and not an ofer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible. Lender approval required - terms and conditions apply.

2Completing the questionnaire will assess your business's eligibility, allow you to review estimated ofers if eligible, and will not impact your credit score. Should you decide to complete the loan application process, credit checks and other public records checks will be performed which may impact your credit score.

3 In addition to the Total Loan Fee, the only other cost is a $20 Returned Item Fee that is only assessed if a payment is returned.

4 The lender transfers funds as fast as the next business day for applications approved by 5:00 p.m. Eastern Time on bank business days.