PayPal Business Loan
Streamline access to business funding with a fixed-term loan based on a full picture of your business.
Apply for a PayPal Business Loan
See how we make applying for a small business loan straightforward and simple.
Find out about eligibility in minutes1
Provide basic business info online or over the phone. Checking eligibility won’t affect your credit score.2
Clear, competitive pricing
Pay one competitively-priced fixed fee that you know in advance. No late fees, no early repayment fees, and no processing fees.3
Predictable payments
Regular weekly payments will be made automatically from your business’s bank account so you’ll always know what to expect.
A simple application
Eligibility and loan offer are based on an overall assessment of your business’s health.
Tailored terms
Choose your loan amount and term within the estimated eligibility range for your business.
Experts on your side
If any other documents are needed for your business loan, we'll let you know. You can monitor your application progress in our portal.
Fast access to cash
If approved, funds are transferred as fast as the next business day.4
The lender for PayPal Business Loan is WebBank, Member FDIC.
1 This is an invitation to apply and not an ofer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible. Lender approval required - terms and conditions apply.
2Completing the questionnaire will assess your business's eligibility, allow you to review estimated ofers if eligible, and will not impact your credit score. Should you decide to complete the loan application process, credit checks and other public records checks will be performed which may impact your credit score.
3 In addition to the Total Loan Fee, the only other cost is a $20 Returned Item Fee that is only assessed if a payment is returned.
4 The lender transfers funds as fast as the next business day for applications approved by 5:00 p.m. Eastern Time on bank business days.
1 This is an invitation to apply and not an ofer or commitment to provide capital. Applicants must satisfy certain requirements to be eligible. Lender approval required - terms and conditions apply.
2Completing the questionnaire will assess your business's eligibility, allow you to review estimated ofers if eligible, and will not impact your credit score. Should you decide to complete the loan application process, credit checks and other public records checks will be performed which may impact your credit score.
3 In addition to the Total Loan Fee, the only other cost is a $20 Returned Item Fee that is only assessed if a payment is returned.
4 The lender transfers funds as fast as the next business day for applications approved by 5:00 p.m. Eastern Time on bank business days.