What payment methods can I use with PayPal?

You can send money using one of the following payment methods:
  • Balance – a payment funded from the PayPal account balance will be quickly credited to the recipient's PayPal account balance. You can top up your balance by adding funds from a bank account or by receiving a payment. 
  • Debit or credit card – payment made using a debit or credit card will be quickly credited to the recipient's PayPal account balance.
You can select and change your preferred way to pay online whenever you want. 

To select your preferred payment method from your PayPal app, go to ProfileIcon and tap Payment Preferences

To select your preferred payment method from your computer:
  1. Go to Wallet.
  2. Under Payment Methods, click the payment method you would like to make your preferred payment method.
  3. Click Set as preferred
You need to link a card or link a bank to your account before you can select it as a preferred way to pay.
 
Changing your preferred payment method will not affect billing agreements, subscriptions, or recurring payments.