What is PayPal
What is PayPal
With PayPal, your financial info and purchases are better protected. You save time shopping online and sending money. And you get more ways to cover your payments.
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PayPal encrypts your sensitive financial information so the only person who can see it is you.
Your purchases are also protected. If there's a problem with your order or someone uses your account without permission, we help to make things right. (See Eligibility)
PayPal makes it easy for you. We store all your billing and shipping info so you don't have to type it out every time.
All it takes is a few easy clicks to shop, send money, or accept a payment.
PayPal gives you the flexibility to pay however you like when you shop or send money.
- Your bank account
- Your debit or credit card
- New payment options like MoneyPak™
See below for details.
When you sign up for PayPal, we ask you to link your bank account, debit card, or credit card so that your payments can be funded. This information is never shared with retailers. In fact, it's securely protected by data encryption technology, reducing the risk of online fraud and identity theft.
Your PayPal account is protected by the latest anti-fraud technology and a dedicated team of specialists working round-the-clock against the bad guys. We constantly monitor PayPal transactions for suspicious activity and alert our customers as soon as a problem is detected. We also share safety tips and fraud-fighting tools like our Safe Password Checker.
When you pay using PayPal, our Purchase Protection coverage is included at no extra cost. We offer buyers $0 Liability for Unauthorized Purchases (See Eligibility), refunds for incorrect orders or items that never arrive, and a convenient process for resolving problems.
Our Seller Protection program also helps cover you for eligible sales when you follow the common sense tips and requirements. It's usually as easy as shipping to the right address and saving a few shipping documents to take advantage of this built-in benefit.Learn More about Seller Protection
Yes. Instead of filling out the number, expiration date, and security code every time, you just enter your email address and password.
PayPal stores all your financial information so that when you need to pay your friends back for dinner, you can just use your mobile phone to send them money. No need to write a check or go to the ATM.
Your buyers can pay you directly through PayPal. The money goes into your PayPal balance, where you can easily transfer it to your bank account. No need to go to the bank to deposit checks.
The money comes directly out of a bank account that you link to your PayPal account.
Choose to pay with your credit card and keep collecting your credit card reward points.
Turn your PayPal account into an easy-to-monitor spending account by adding money to your PayPal balance. You can increase your PayPal balance by transferring funds from your bank account, adding money via MoneyPak, or receiving money from friends and family. If you have enough money in your PayPal balance to cover the payment, then PayPal will use this money first for your payment.
Use Moneypak to add funds to your PayPal balance without having a bank account or credit card. Then use this money to shop and send money using PayPal.
PayPal offers two types of credit options:
*Use cash to buy a MoneyPak card to fund your PayPal account. Available in the US only. Usage of this service is subject to identity verification and other controls. This service is being provided by a registered Money Services Business.